单选题 {{B}}Passage Two{{/B}}
Apart from borrowing from hanks, a firm or an individual can obtain funds in a financial market in two ways. The most common method is to issue a {{U}}(61) {{/U}}, such as a bond or a mortgage, which is a {{U}}(62) {{/U}} by the borrower to pay the holder of it at {{U}}(63) {{/U}} until a specified date, when a final payment is made. The {{U}}(64) {{/U}} of it is the time of expiration date. The second method of raising funds is by issuing {{U}}(65) {{/U}}, such as common stock, which are claims to share in the net income and the assets of a business.
【正确答案】 A
【答案解析】句意:最常见的一种方法是发行债务工具,比如债券或抵押。debt instrument债务工具。letter of credit信用证。letter of guarantee保证函。certificate of deposit大额定期存单。
【正确答案】 B
【答案解析】句意:该工具就是一种契约性协议。contractual agreement契约性协议。written agreement书面协议。oral agreement口头协议。revocable agreement可撤销协议。
【正确答案】 C
【答案解析】句意:根据协议,借款人要定期向证券的持有人支付固定金额(利息和本金)。at regular intervals定期地,固定搭配。
【正确答案】 D
【答案解析】句意:债务工具的期限即是该证券到期之前的时间(期限)。maturity(支票等)到期。
【正确答案】 D
【答案解析】句意:第二种融资方法是发行股票,如普通股。equities股票,权益类证券。