单选题 Insurance policies usually contain a (56) clause that excludes a fixed amount of the loss from (57) Casualty insurance policies frequently contain a coinsurance clause in the contract. A coinsurance clause provides that the insurance company shall be liable (58) only a portion of any loss (59) by the insured unless the insured carries insurance which totals a certain percent, frequently 80-90 percent of the fair value of the asset. In the (60) of a loss, the insured recovers from the insurance company that portion of the loss which the face of the insurance policy bears to the amount of insurance that should be carried as required by the coinsurance clause.

单选题 A. deductible B. exemptible C. expectable D. escapable

【正确答案】 A

【答案解析】deductible clause免赔条款，其他三项“可豁免的”、“可例外的”、“可避免的”虽然意思也接近，但是在保单术语中，一般不这么使用。

单选题 A. gain B. income C. recovery D. expense

单选题 A. to B. with C. in D. for

【正确答案】 D

【答案解析】liable只和to或for搭配，但和to搭配时表示“应受(处罚等)；应服从(法令等)”等意，与这里的上下文意思不符，和for搭配则表示“对…应负责任”，与上下文吻合。

单选题 A. sustained B. supported C. tolerated D. maintained

【正确答案】 A

【答案解析】sustain支撑，撑住，维持，持续；蒙受，遭受。本句的动词过去分词应该修饰前面的名词"loss", 因此，这里应该是“遭受”的意思，而不是“支持”、“忍受”、“维持”。