单选题 Calvin: Fire insurance policies are disadvantageous to policyholders. The typical policyholder always pays more in premiums than he or she collects in payments on policies.
Lorraine: Yes, but policyholders are still right in thinking that it is to their advantage to hold an insurance policy. The peace of mind that comes from having an insurance policy is the main advantage to the policyholder.
Lorraine addresses Calvin's argument by

【正确答案】 B
【答案解析】