Why has the man stopped paying online for the last three months?男士过去三个月为什么停止使用在线支付?

A)他发现它给自己带来了诸多不便。

B)它导致他花了不必要的钱。

C)它远不如用现金支付安全。

D)他想要减少对手机的依赖。

在对话开头部分，男士告诉女士他已经有三个月没用在线支付了。女士以为男士停用在线支付的原因是他担心在线支付不安全，但是男士否定了女士的看法。他说自己停用在线支付的原因是它太方便了，导致他在不需要的东西上花了太多钱，所以答案是B项，同时排除A项和C项。D项在对话中没有相关信息，故排除。

What problem does the woman say she may also have?女士说她可能也有什么问题?

A)入不敷出。

B)缺乏预算策略。

C)对时尚上瘾。

D)冲动消费。

在对话中，当男士提到自己在不需要的东西上花了太多钱，女士紧接着说冲动消费对她来说也是个问题，所以答案是D项。A、B两项在对话中没有相关信息，故均排除;虽然女士提到自己因为打折买过不需要的衣服和鞋子，但是C项“对时尚上瘾”的说法与此并不一致，故排除。

What does the man say he could do at the canteen?男士说他在食堂可以做什么?

A)用更少的钱吃更健康的食物。

B)点像汉堡和薯条之类的食物。

C)避免对垃圾食品上瘾。

D)用现金或者手机支付。

在对话中，男士提到如果他去食堂，他就可以在那里用一半的价钱吃到更健康的饭菜，所以答案是A项。男士提到自己又累又饿的时候，就会用手机点食物，比如汉堡和其他垃圾食品，所以他不是在食堂点像汉堡和薯条之类的食物，故排除B项;对话中也没有提到他在食堂吃饭可以避免对垃圾食品上瘾，故排除C项;D项在对话中没有相关信息，故也排除。

What is now just a habit for the man?男士现在养成了什么习惯?

A)列购物清单。

B)严格执行预算。

C)每月只取一次现金。

D)买东西前再三考虑。

在对话结尾，男士说自己养成了拒绝超预算支出的习惯，所以答案是B项。男士提到自己每周去一次银行取现金，所以C项错误，故排除;A项和D项在对话中都没有相关信息，故均排除。

听力原文：

Conversation One

M: I need to stop at the bank to withdraw some cash.

W: Why not just pay with your phone?

M: Well, actually, I've stopped using online payments for the past three months now.

W: Stopped paying online? Oh, you must be worried that online payments aren't secure.

M:No, they are safe. But paying online is too convenient and I spent too much money on things I didn't need.

W: Oh, impulse purchases can be an issue for me, too. I've definitely bought clothes and shoes I didn't need because they were on sale, and paying with my phone was so easy. But I've found that if I review my spending every night, that keeps me from spending too much.

M: I tried that strategy, but it just didn't work, because I'd be busy studying all day. Then, when I was tired and hungry, I'd use my phone to order food, like burgers and other junk, instead of going to the canteen, where I could get a healthier meal for half the price.

W: Well, what do you do now then? It seems like you'd have the same problems with cash.

M: I go to the bank once a week, and the rest of the time I keep my bank card at home, so I can't get more cash out. And I also have a notebook where I record my expenses.

W: But what prevents you from just going to the bank and getting more money, if you want to buy something?

M:The first month I did withdraw extra cash twice, but I felt guilty about it. And after that I refused to spend more than what I had budgeted, and by now it's just a habit.