单选题
{{B}}Section One{{/B}}
Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer.

A、 Credit card holders will state if they don't buy anything.
B、 Credit card holders will receive their statements from the bank every month.
C、 Credit card holders can charge purchases to their bank accounts.
D、 Credit card holders have to make purchases every month.

【正确答案】 B

【答案解析】[听力原文] Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements. 单句意思为“信用卡持有者可以把消费额累加到信用卡账户上，银行每月会提供财务报告”。

A、 The foreign banks should have set up a representative office.
B、 The foreign banks can't apply for a branch.
C、 The foreign banks can't expand business in China.
D、 The foreign banks are forbidden to set up a representative office.

【正确答案】 A

【答案解析】[听力原文] The foreign banks should have set up a representative office in China two years before they can apply for a branch. 单句意思为“外国银行若要申请在中国建立分行，那他们应该提前两年在中国设立办事处。”

A、 You can have the check encashed now.
B、 You will have the money in one or two days.
C、 You can not have the check encashed.
D、 You have to wait for the payment till the maturity.

【正确答案】 D

【答案解析】[听力原文] Your check is a forward one. We will make payment at the maturity. 单句意思为“你的支票为远期支票，支票到期时我们才付款。”

A、 Interest rate risk is a normal part of banking operations.
B、 Interest rate risk is a terrible threat to banking operations.
C、 A bank's earnings and capital base is a normal part of banking.
D、 A bank's earnings and capital base can pose a significant threat to banking.

【正确答案】 A

【答案解析】[听力原文] Although it is a normal part of banking, excessive interest rate risk can pose a significant threat to a bank's earnings and capital base. 单句意思为“尽管利率风险是银行业常见的风险，但它可以对银行收入和资本基础造成严重威胁”。只有A项意思正确。

A、 They usually hold savings accounts.
B、 They have current accounts.
C、 They specialize in long-term savings accounts and mortgages.
D、 They deal in short-term savings accounts.

【正确答案】 C

【答案解析】[听力原文] They specialize in long-term savings accounts and usually lend money for mortgages. 单句意思为“他们专门从事长期储蓄而且通常为他人提供抵押贷款。”