With freshmen starting college across the country, now is the time to be thinking about money. Here are 4 amazing tips.
Keep Your Personal Finances Mobile
The first step is to start keeping accounts for yourself. This is how you learn what responsibility is and how you become truly independent. Now we're luckier than our parents once were, because there are now a lot of convenient APPs on your smartphone that can give you a real time image of your money and spendings.
Credit Is Important, So Use It Responsibly
My best financial advice for college students is to be smart with you first credit card. Look for a card with no annual fee, good rewards, and of course—a reasonable interest rate. If the salespeople tell you that the offer is only good for that day, just walk away.
Learn to Start Saving a Little Each Month
Start now saving small and slowly increase. The easiest way to start is to save all your coins and deposit every week into a savings account with no ATM card. This will help you form the habit of saving.
Network For Your Future Career
The number one money tip is to work on your network by taking internships and getting into various kinds of organizations as much as possible because the quickest way to get a job is all about who you know, and not totally dependent on your grades. This could make you a lot more money than opening up a credit card or a bank account.
How can a freshman become truly independent? ______
文章第二段第二句提到，这样你才能学会什么是责任，才能真正变得独立。本句中This指的是前一句中提到的为自己记账，由此可以确定B为本题答案。 本文是一篇说明文，主要向大一新生提供了4条理财建议，分别是：保持个人财务的流动性，负责任地使用信用，学会开始每个月都存一点钱，为未来的职业建立关系网。
We are luckier than our parents because many APPs ______.
文章第二段第三句提到，如今我们比我们的父母更幸运，因为现在智能手机上有很多方便的应用程序，可以实时了解金钱和支出情况。由此可知，手机上的应用程序可以帮助我们记录收入和支出，由此可以确定D为本题答案。
What kind of credit card should college students choose? ______
文章第三段为大学生选择信用卡提供了建议，其中第二句提到，找一张没有年费、回报丰厚、还有合理利率的信用卡。由此可知，答案选A。
How can you form the habit of saving? ______
文章第四段告诉大一新生该如何养成储蓄的好习惯。第一句便指出，从现在开始，少存钱，然后慢慢增加，因此C为本题答案。
What's the most important factor in getting a job quickly? ______
文章第五段第一句提到，最重要的金钱建议是通过参加实习和尽可能多地进入各种组织来建立你的人际网络，因为找到工作的最快方式是取决于你认识谁，而不完全取决于你的成绩。由此可知，快速找到工作最重要的因素是认识正确的人，故B为本题答案。