单选题
Directions: In this section you will hear three short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.
{{B}}Passage One{{/B}}

A、 Those who have large sum of money at home.
B、 Those who will be away for a long time.
C、 Those who will stay at the bank for a long time.
D、 Those who will deposit a large sum of money for a long time.

【正确答案】

【答案解析】[听力原文]1-3 For customers who are willing to deposit large sums (￡5 000 or more), for a number of years (maybe 5 years), the banks offer certificates of deposit (CDs) on which very favorable rates of interest are paid. The certificate acknowledges receipt of the deposit and specifies the rate of interest that is to be paid on it, and when the sum is repayable. Usually an amount in sterling is involved, but CDs are issued in US dollars as well. CDs are negotiable and therefore the holder may obtain his money back (or some of it) by selling the CD as an investment at the time it is sold. If the rate of interest received on the CD is higher than the current level of interest at the same time then it is possible that the holder will receive more for it than its nominal value, though the opposite may of course apply. 1. What kind of person will get a CD?

【正确答案】

【答案解析】

A、 The holder will receive more for the CD when negotiating it.
B、 The holder will receive less for the CD when negotiating it.
C、 The holder will keep the CD for longer time. D. The holder will get back only the nominal value of the C
D

【正确答案】

【答案解析】[听力原文] What will happen if the interest rate on CD is higher than the current interest rate?