单选题 For banks with serious problems, they will have to adopt a remedial action program in consultation with the supervisory authorities. While specific content of such a program will depend on the natures of the bank"s problems, there are usually several common elements in these bank programs.
The bank will be required to develop a detailed capital and operating plan, showing how the bank"s financial health will be restored. The plan will show not only how the bank expects its income, dividends, assets, liabilities and capital to unfold over the next year or two, but also its best guess as to the development of non-performing assets and loan charge - offs over the stone period. Both the supervisors and the bank"s directors can use these plans to structure the needed remedial measures mid to monitor the progress of the remedial program.
When a bank"s problems have eroded its capital base, the program will include measures designed to restore its capital position. For example, if a bank is undercapitalized, it may be prohibited from paying dividends and be subject to other supervisory measures. Such measures may include raising new equity capital, selling unprofitable assets or business, and limiting growth and expansion. Frequent liquidity reports are also likely to be required by the supervisors who must remain alert to the possibility of bank funding difficulties.

单选题 Banks with serious problems will have to launch a remedial action program based on the natures of the problems.

单选题 In a detailed capital and operating plan, the bank needs to show what are tire expected incomes, dividends, assets, liabilities and capital over the next year or two.

单选题 Non - performing assets and loan charge - offs refer to the assets that can be recovered and the loans that are cancelled.

单选题 When a bank"s problems have affected its capital base, in order to restore its capital position, the bank might raise new equity capital, sell unprofitable assets or business and accelerate the pace of expansion.