【正确答案】
A
【答案解析】[听力原文] W: Good morning, High Mountain Savings and Loan. How may we help you? M: Well, I'm looking for the highest rate possible on a short-term certificate to deposit an account. W: Well, let's see what we can do for you. High Mountain is currently offering a rate of 6.4% on a thirteen-week account for the minimum deposit of only 12,000 dollars, 6.55% on a minimum deposit of 25,000 dollars and 6.7% on a deposit of 50,000 dollars. Those will have yields of 6.55%, 6.71% and 6.87% respectively. M: Rate and yield? I'm afraid I don't understand the difference. W: Well, sir. The rate is the percentage of simple interest paid on your money, and the yield is the total percentage you will receive on your account if you leave your money with us, for at least a year, at the same interest rate. M: Oh, well...Um...But I'm not interested in long-term investing and three months sounds just fine. W: Then perhaps you'd like to open one of our high finance money market checking accounts. With the minimum balance of only 50,000 dollars, you'll get interest of 6.1% on any amount over that, for a yearly yield of 6.27%. Of course, there's no penalty for early withdrawal. M: Er...No, thank you, I... W: Or, could we persuade you to save with us if we offered you a dinning coupon book that will get you a 25% discount at many of the area's leading restaurants and cost you only 12 dollars and 95 cents? M: Look, I...I think I'll just call around for more information. Thank you for your time. Q: What is the man's purpose in making the phone call? 听前预测: 1.四项均为不定式结构。 2.三项含有与银行或金融相关的信息(interest rates, bank, financial market, loan)。 3.两项提到了表示询问的词语(inquire)。 结论:该题以what或why开头对动作或目的进行提问,提问内容可能和咨询与银行或金融相关的信息有关。听音时,应将重点放在四个选项的关键词上(inquire about the interest rates, inquire about the current financial market situation, find a job in the woman's company, get a loan from the woman's bank),同时留意与金融或银行相关的内容,最后根据所听到的问题作出进一步的判断。 在对话的开头,女士说她是高山储蓄与贷款银行的员工,男士接着说自己正在寻找可能提供最高利率的短期储蓄开设账户,由此可知,男士打电话的目的是想咨询女士所在银行的利率,故A项正确。其他三项对话中均未提及,都可排除。
【正确答案】
C
【答案解析】[听力原文] Q: What can we know about rate and yield? 听前预测:两项出现了rate and yield,一项出现了rate,一项出现了yield。推测题目应该是对rate和yield的相关信息进行考查。听音时应重点关注相关信息,然后根据问题作出进一步的判断。 在对话中,当女士向男士说明了几种不同存款额及其利率和收益率之后,男士说自己不太明白利率和收益率的区别,接着女士进行了解释:利率是所支付的纯利息的百分比,而收益率则是指如果男士将钱存入她所在的银行至少一年,在利率不变的情况下将享受的全部收益的比率。由此可知,选项C为正确答案。A项和B项与对话内容不符,可排除。根据对话内容可知,利率的变化会影响收益率,所以D项错误。
【正确答案】
B
【答案解析】[听力原文] Q: What is the man most interested in? 听前预测: 1.四项均为名词短语。 2.两项含有表示期限的词语(long-term, three-month),两项含有表示收益的词语(high-interest, high-yield)。 3.两项含有表示投资的词语(investment),两项含有表示存款的词语(deposit)。 结论:该题可能以what开头进行提问,提问内容涉及投资或存款,可能与投资或存款的期限或收益相关。听音时应重点关注四个选项的关键信息,然后根据所听到的问题作出进一步的判断。 在对话中,女士向男士介绍了几款不同产品的利率和收益率,同时解释了利率和收益率的区别,男士说他对长期投资不感兴趣,觉得存期三个月就刚好。由此可知,男士对存款三个月最感兴趣,故B项为正确答案,同时可排除A项。C、D两项中的any太过绝对,比较容易排除。
【正确答案】
C
【答案解析】[听力原文] Q: What did the woman do to persuade the man to deposit in her bank? 听前预测: 1.四项均以she开头,且动作的对象均为him。 2.两项提到了表示提供的词语(gave, offered)。 3.两项含有与吃饭相关的内容(treated...to a meal, dining coupons)。 结论:该题考查的内容可能与女士给予或提供给男士某物相关,可能涉及吃饭。听音时,应重点关注四个选项中的关键词(treated...to a meal, gave...loans at low rates, offered...dining coupons, raised interest rates),然后根据所听到的问题作出进一步的判断。 在对话中,男士对女士介绍的各项储蓄业务均不感兴趣,于是女士表示为他提供一套就餐优惠券,可在该地区的许多高级餐厅享受25%的用餐折扣,以说服男士在她们银行存款。由此可知,选项C为正确答案。其他三项对话中均未提及,都可排除。