If you are worried about climate change, it has never been easier to move your money away from companies connected to fossil fuels, with plenty of carbon-free banking and investment options available. 1 So says the editor of <em>Ethical Consumer</em>, which describes itself as the UK's leading alternative consumer magazine, and which has this month published a personal finance guide to carbon divestment that recommends a number of best-buy products in banking, savings, mortgages and investment. 2 The editor says the global carbon divestment campaign has been incredibly successful in getting a wide range of institutions to dump billions of pounds of shares in carbon-intensive industries. And it's not just the likes of universities, pension funds and charitable foundations—many individuals have followed suit or are considering doing so. But are there really fossil-free alternatives for those looking to move their money? The answer is yes—but it may mean signing up with a small and/or niche player. Not all their products will be suitable for everyone, and you won't get rich with some of the interest rates on offer. Divestment is basically the opposite of investment—it is the removal of your investment capital from shares/bonds/funds etc. In this case it's all about encouraging institutions and individuals to move their money out of oil, gas and coal companies. 3 The global campaign in last year had resulted in more than $3 trillion having been divested from the fossil fuel industry by hundreds of institutions around the world. <em>The Guardian</em> has been running its own campaign called Keep it in the ground. Most people in Britain do not directly own shares, but almost all of us have bank accounts, and if yours is with one of the big five—Lloyds, Barclays, HSBC, RBS/NatWest or Santander— 4 campaigners say you are helping to support the tens of billions of pounds they have lent to companies around theworld engaged in oil, gas and coal extraction. An analysis of Europe's 20 largest banks in 2014 found that Barclays had the biggest volume of "high carbon" loans, as a proportion of its total lending, of any of the banks, while Lloyds had the largest amount invested in high-carbon equities. Among those who have thrown their weight behind the campaign is the actor Leonardo DiCaprio, who has said that " 5 now is the time to divest and invest in climate solutions to let our world leaders know that we, as individuals and institutions, are taking action to address climate change, and we expect them to do their part."