【正确答案】 1、N    

【答案解析】此句的意思与第四段第一句“While 13 percent of the population regularly pays their utility，credit card and other bills late，this proportion rises to a remarkable 64 percent for 18- to 24-year-olds，according to research conducted among 1000 adults by us witch. com．”的意思不符。原文的意思是“13%的人口需要分期付账单，而青年人的比例竟到达64%”。