单选题What would happen to the U. S. economy if all its commercial banks suddenly closed their doors? Throughout most of American history, the answer would have been a disaster of epic proportions, akin to the Depression wrought by the chain-reaction bank failures in the early 1930s. But in 1993 the startling answer is that a shutdown by banks might be far from cataclysmic. Consider this: though the economic recovery is now 27 months old, not a single net new dollar has been lent to business by banks in all that time. Last week the Federal Reserve reported that the amount of loans the nation's largest banks have made to businesses fell an additional $ 2. 4 billion in the week ending June 9, to $ 274. 8 billion. Fearful that the scarcity of bank credit might sabotage the fragile economy, the White House and federal agencies are working feverishly to encourage banks to open their lending windows. In the past two weeks, government regulators have introduced steps to make it easier for banks to lend. Is the government's concern fully justified? Who really needs banks these days? Hardly anyone, it turns out. While banks once dominated business lending, today nearly 80% of all such loans come from nonbank lenders like life insurers, brokerage firms and finance companies. Banks used to be the only source of money in town. Now businesses and individuals can write checks on their insurance companies, get a loan from a pension fund, and deposit paychecks in a money-market account with a brokerage firm. "It is possible for banks to die and still have a vibrant economy," says Edward Furash, a Washington bank consultant. The irony is that the accelerating slide into irrelevance comes just as the banks racked up record profits of $ 43 billion over the past 15 months, creating the illusion that the industry is staging a comeback. But that income was not the result of smart lending decisions. Instead of earning money by financing America's recovery, the banks mainly invested their funds--on which they were paying a bargain-basement 2% or so--in risk-free Treasury bonds that yielded 7%. That left bank officers with little to do except put their feet on their desks and watch the interest roll in. Those profits may have come at a price. Not only did bankers lose many loyal customers by withholding credit, they also inadvertently opened the door to a herd of nonbank competitors, who stampeded into the lending market. "The banking industry didn't see this threat," says Furash. "They are being fat, dumb and happy. They didn't realize that banking is essential to a modern economy, but banks are not./
单选题He was proud of being chosen to participate in the game and he ______ us that he would try as hard as possible.
单选题A newspaper headline concerning new energy development __________ his attention and he was much interested in making investment in it.
单选题During a period of protracted illness, the sick can become infirm, ______ both the strength to work and many of the specific skills they once possessed.
单选题They make better use of the time they have, and they are less likely to {{U}}succumb{{/U}} to fatigue in stressful jobs.
单选题Measuring skin fold thickness is considered to be an ______ method for estimating the amount of fat on one's body.
单选题People usually ________ the lights before they leave the room in that company.
单选题Based on the passage, which of the following sentences best describes the relationship Henry Ford had with Thomas Edison?
单选题______ such a good chance, he planned to learn more. A. To be given B. Having been given C. Having given D. Giving
单选题下面的短文后列出了10个句子,请根据短文的内容对每个句子作出判断:如果该句提的是正确信息,选择A;如果该句提供的是错误信息,选择B;如果该句的信息文中没有提及,选择C,并将所选答案的代码(指A、B或C)填在答题纸的相应位置上。Red Nose Day Red Nose Day (RND) is a well-known event in the UK.The aim of the clay is
单选题A: How's the young man?
单选题I didn't say anything like that at all. You are purposely ______ my ideas to prove your point.
单选题I would appreciate ______ it a secret.
单选题Differences in positions adopted by oxygen and hydrogen atoms account for variations in the crystalline structure of different forms of ice. A. are caused by B. explain C. derive from D. constitute
单选题3. We don't read books for amusement.
单选题She told her little brother ______ her hand tightly while they were crossing the busy street.
单选题Had he worked harder, he ______ the exams. A. must have got through B. would have got through C. would get through D. could get through
单选题The child was ______ for getting his shoes and socks wet.
单选题Euthanasia is clearly a deliberate and intentional aspect of a killing. Taking a human life, even with subtle rites and consent of the party involved is barbaric. No one can justly kill another human being. Just as it is wrong for a serial killer to murder, it is wrong for a physician to do so as well, no matter what the motive for doing so may be. Many thinkers, including almost all orthodox Catholics, believe that euthanasia is immoral. They oppose killing patients in any circumstances whatever. However, they think it is all right, in some special circumstances, to allow patients to die by withholding treatment. The American Medical Association's policy statement on mercy killing supports this traditional view. In my paper "Active and Passive Euthanasia" I argue, against the traditional view, that there is in fact no normal difference between killing and letting die--if one is permissible, then so is the other. Professor Sullivan does not dispute my argument; instead he dismisses it as irrelevant. The traditional doctrine, he says, does not appeal to or depend on the distinction between killing and letting die. Therefore, arguments against that distinction "leave the traditional position untouched." Is my argument really irrelevant? I don't see how it can be. As Sullivan himself points out, nearly everyone holds that it is sometimes meaningless to prolong the process of dying and that in those cases it is morally permissible to let a patient die even though a few more hours or days could be saved by procedures that would also increase the agonies of the dying. But if it is impossible to defend a general distinction between letting people die and acting to terminate their lives directly, then it would seem that active euthanasia also may be morally permissible. But traditionalists like professor Sullivan hold that active euthanasia--the direct killing of patients--is not morally permissible; so, if my argument is sound, their view must be mistaken. I can not agree, then, that my argument "leave the traditional position untouched." However, I shall not press this point. Instead I shall present some further arguments against the traditional position, concentrating on those elements of the position which professor Sullivan himself thinks most important. According to him, what is important is, first, that we should never intentionally terminate the life of a patient, either by action or omission, and second, that we may cease or omit treatment of a patient, knowing that this will result in death, only if the means of treatment involved are extraordinary.
单选题According to the airline industry statistics, almost 90% of airline accidents are survivable or partially survivable. But passengers can increase their chances of survival by learning and following certain tips. Experts say that you should read and listen to safety instructions before takeoff and ask questions if you have uncertainties. You should fasten your seat belt low on your hips as tightly as possible. Of course, you should also know how the release mechanism of your belt operates. During takeoffs and landings you are advised to keep your feet flat on the floor. Before takeoff you should locate the nearest exit and an alternative exit and count the rows of seats between you and the exits so that you can find them in the dark if necessary. In the event that you are forewarned of a possible accident, you should put your hands on your ankles and keep your head down until the plane comes to a complete stop. If smoke is present in the cabin, you should keep your head low and cover your face with napkins, towels, or clothing. If possible, wet these for added protection against smoke inhalation. To evacuate as quickly as possible, follow crew commands and do not take personal belongings with you. Do not jump on escape slides before they are fully inflated, and when you jump, do so with your arms and legs extended in front of you. When you get to the ground, you should move away from the plane as quickly as possible, and never smoke near the wreckage.
