问答题The mechanism for facilitating the purchase and sale of goods，services，commodities， and securities abroad is known as the foreign exchange market．The actual purchase and sale of foreign exchange generally is accomplished through the international departments of large commercial banks． The demand for foreign exchange can be either transaction or speculative based. The transactions demand for foreign exchange comes from those who wish to make payment to a foreign country for the purchase of a good，a service，or a security purchased from a resident of，or a company located in a foreign country．A resident of the United States wishing to make a remittance to a relative in the United Kingdom would also affect the demand for sterling. The same would be true if the resident of one country wished to make a contribution to a charity located in another country．Speculative demand for a currency is generated by the confidence speculators have in that currency vis-à-vis other world currencies．This demand could be based on political and/ or economic factors，as demonstrated during the 1970s．For example，when the mark was strong and the sterling weak，speculators would sell sterling to buy marks． The supply of foreign exchange is provided by those who are willing to sell a currency they hold．This may include those who will receive payments in a foreign currency for the export of goods and services，the sale of securities to foreign residents，or the receipt of foreign exchange resulting from gifts or contributions made by foreign countries．International speculators arc also sources of supply when they feel the currency they hold is weak relative to other world currencies．

问答题When President Obama took the stage here Wednesday to address a community — and a nation — traumatized by Saturday’s shootings rampage in Tucson, Arizona, it invited comparisons to President George W. Bush’s speech to the nation after the attacks of Sept. 11, 2001, and the memorial service President Bill Clinton led after the bombing of a federal office building killed 168 people in Oklahoma City in 1995.

问答题Charles Dickens observed of revolutionary France that it was the best of times and the worst of times, the spring of hope and the winter of despair. More recently, the US National Intelligence Council borrowed from A Tale of Two Cities for the title page in a report about how the world may look in 2030. You can see why the authors alighted on Dickens’s observation. The tumultuous upheavals in the international system can stir optimism and pessimism in equal measure. The great prosperity that globalization has brought to the east and south sits alongside the risks and insecurities that accompany the passing of an older order. 　　The first instinct is to celebrate the way globalization lifts hundreds of millions of people out of poverty; the second to fret whether the rebalancing of global power will usher in a new era of might is right in international relations. Even Europeans, who have come to look at the world through normative lenses, are beginning to think that soft power may sometimes need a hard centre. 　　The cold war had its drawbacks --- not least the threat of nuclear incineration. The big worries now flow from uncertainty. The uncertainty makes it tempting to turn for advice to the looking glass of history. After all, history, is Alexis de Tocqueville’s metaphor, is a picture gallery stocked with a handful of originals and many more copies.

问答题Directions: In this part of the test, you will hear 2 English passages. You will hear the passages only once. After you have heard each passage, translate it into Chinese and write your version in the corresponding space on your Answer Sheet. You may take notes while you are listening.

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问答题Topic: Can cyberlove (romance on the Internet) become a sort of real life experience? Questions for Reference : 1. Tell a cyberlove story you have ever heard of or read about anywhere. 2. "Cyberlove can be a real love in the IT age." Do you agree with this statement? Give reasons for your answer. 3. Suppose that you got involved in cyberlove, what might be your attitude? 4. What effects will cyberlove exert on our society? Cite examples to illustrate your points.

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问答题澳门，南海之滨一颗闪耀的明珠，以她的风采、沧桑和辉煌，更以1999年12月20日这个不同寻常的日子，吸引着全世界的目光。 　　自古以来，澳门就是中国的领土，中华儿女世世代代在这里繁衍生息。 　　早在80年代，世纪伟人邓小平就提出了“一国两制”的伟大构想。1997年7月1日，中华人民共和国恢复对香港行使主权。今年，澳门又将彻底结束外国管治，回到祖国怀抱，这是中华民族的又一件历史盛事，它标志着中国人民向着祖国统一的伟大目标又迈出了重大的步。澳门的明天一定会更好美好。

问答题Why do the more and more student have to turn to private student loans?

问答题Topic: Should we stop bank loans to businesses which disregard environmental protection? Questions for Reference: 1. In some cities in China, local banks have stopped giving loans to those businesses which have caused pollution to the environment. Do you think the banks are doing the right thing or not? 2. What should the local governments or banks do- to shut the businesses which pollute the environment, or help these businesses 'reduce the damage to the environment? 3. Could you recommend some effective measures to tackle the problem?

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问答题因工作关系，我30年来，年年要外出公干，足迹几乎遍布全国，没有到过的地方只有西藏、内蒙 和澳门。可惜远行奔波间，车马劳顿，总是行色匆匆，山水的怡情悦目，都如过眼的云烟，只不过领 略了一个大概，不能去探寻幽僻的妙境。我凡事喜欢有自己的见解，不屑于人云亦云，即使是论诗 品画，都是持一种别人珍贵的东西我抛弃、别人遗弃的东西我收取的态度。佛家有云：境由心生。 因此，所谓的名胜，全在于你自己怎么看，有的名胜，你并不觉得它有多好；有的不是名胜，你自己却 以为是个妙境。这里且将我平生的游历逐一道来，与诸君共享。

问答题Questions 7～10 In nearly 200 years of recorded stock-market history, no calendar decade has seen such a dismal performance as the 2000s. Investors would have been better off investing in pretty much anything else, from bonds to gold or even just stuffing money under a mattress. Since the end of 1999, stocks traded on the New York Stock Exchange have lost an average of 0.5% a year thanks to the twin bear markets this decade. The period has provided a lesson for ordinary Americans who used stocks as their primary way of saving for retirement. Many investors were lured to the stock market by the bull market that began in the early 1980s and gained force through the 1990s. But coming out of the 1990s, the best calendar decade in history with a 17.6% average annual gain, stocks simply had gotten too expensive. Companies also pared dividends, cutting into investor returns. And in a time of financial panic like 2008, stocks were a terrible place to invest. The decline edges out the 0.2% decline stocks suffered during the Depression years of the 1930s, which up until now held the title of worst decade. And it is worse than other decades with financial panics, such as in 1907 and 1893. Even the 1970s, when a bear market was coupled with inflation, wasn"t as bad as the most recent period. The S＆P 500 lost 1.4% after inflation during that decade. That is especially disappointing news for investors, considering that a key goal of investing in stocks is to increase money faster than inflation. "This decade is the big loser." said Mr. Jones. For investors counting on stocks for retirement plans, the most recent decade means many have fallen behind retirement goals. Many financial plans assume a 10%0 annual return for stocks over the long term, but over the last 20 years, the S＆P 500 is registering 8.2% annual gains. Should stocks average 10% a year for the next decade, that would lift the 30-year average return to only 8.8%, said North Carolina State"s Mr. Jones. It is even worse news for those who started investing in 2000; a 10% return a year would get them up to only 4.4% a year. There were ways to make money in U. S. stocks during the last decade. But the returns paled in comparison with those posted in the 1990s. Of the 30 stocks today that comprise the Dow Jones Industrial Average, only 13 are up since the end of 1999, and just two, Caterpillar Inc. and United Technologies Corp., doubled over the 10-year span. So what went wrong for the U.S. stock market? For starters, it turned out that the old rules of valuation matter. "We came into this decade horribly overpriced," said Jeremy Grantham, co-founder of money managers GMO LLC. In late 1999, the stocks in the S＆P 500 were trading at about an all-time high of 44 times earnings, based on Yale professor Robert Shiller"s measure, which tracks prices compared with 10-year earnings and adjusts for inflation. That compares with a long-run average of about 16. Buying at those kinds of values, "you"d better believe you"re going to get dismal returns for a considerable chunk of time," said Mr. Grantham, whose firm predicted 10 years ago that the S＆P 500 likely would lose nearly 2% a year in the 10 years through 2009. Despite the woeful returns this decade, stocks today aren"t a steal. The S＆P is trading at a price-to-earnings ratio of about 20 on Mr. Shiller"s measure. Mr. Grantham thinks U.S. large-cap stocks are about 30% overpriced, which means returns should be about 30% less than their long-term average for the next seven years. That means returns of just 1.6% a year before adding in inflation. Another hurdle for the stock market has been the decline in dividends that began in the late 1980s. Over the long term, dividends have played an important role in helping stocks achieve a 9.5% average annual return since 1926. But since that year, the average yield on S＆P 500 stocks was roughly 4%. This decade it has averaged about 1.8%, said North Carolina State"s Mr. Jones. That difference "doesn"t sound like much," said Mr. Jones, "but you"ve got to make it up through price appreciation. " Unless dividends rise back toward their long-term averages, Mr. Jones thinks investors may need to lower expectations. Rather than the nearly 10% a year that has been the historical average, stocks may be good for only about 7%.

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问答题自信就是力量——吸引人、说服人、影响人并取得成功的力量。设想一下，如果你充满自信，你的生活会是怎样一番景象! 自信并非来自遗传，是需要后天学习的。这就意味着，你也可以充满自信。从现在、从这里开始。 自信首先从想法开始。你怎么样看待自己，很大程度影响了你觉得自己怎样。转而也影响了你说话、做事的方式。 没有你的同意，谁也无法将你看低一等。 充满自信的第一步是要开始自信地看待自己。注意自己的内心对话，注意你什么时候让消极和怀疑控制了自己的思想。 你周围的环境对你有着莫大的影响。你读的书，和你待在一起的人，你听的音乐都对你的思维方式、对自己的感觉以及对世界的看法产生影响。

问答题Why do some business groups form an "unlikely alliance" with the Catholic church and Latinos in the debate? (Para. 6)

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