单选题Lisa and Frank Edwards developed a ______ of monthly expenses to see how much money they would have left over to make loan payments on a refrigerator. A. data B. profile C. consumer credit

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单选题The acceptance credit ______.

单选题The sentence "if' an exporter sells goods on a one - off basis" means ______.

单选题The need for financial provision ______ not only to producers but also to consumers.

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单选题From a Chinese bank's point of view, the currency account which it maintains abroad is known as ______, while a RMB account operated in China for a foreign bank is termed A. a vostro account...a nostro account B. a nostro account...a vostro account C. a mirror account...a nostro account D. a vostro account...a mirror account

单选题 There are two general ways in which the term "market" is used in economics. First, a market is thought of as a formal or informal organization of buyers and sellers who conduct trades in particular commodities or services. The market may be located at a geographical meeting place, such as your friendly neighborhood bookstore or shopping center (a retail market). A market may be organized over wide areas connected through phones or computer terminals. Although the trading room of the New York Stock Exchange is located in New York City, buyers and sellers who actively participate in this market may conduct their trades from distant locations. This description is the institutional way of looking at a market. The second meaning of the word "market" is used in formal economic models. Here the equations that explain the demand and supply of a commodity such as money are sometimes grouped together. Although money is traded in all markets, the reasons for supplying and holding money are thought to be specific enough to warrant separate equations. This is an abstract way to think of the money market. New financial assets are traded in primary markets. Financial assets that are resold are traded in secondary markets. Finns that specialize in trading either new or reissued financial assets are called primary and secondary dealers, respectively. Both new and reissued securities are traded in many markets, such as the U. S money market. The New York Stock Exchange, however, is a secondary market.

单选题HubGlobal,Inc.hasissuedtwoclassesofdebtsecuritiestofinanceitsoperations,afirstmortgagebondanddebenturebonds.Allelseequal,willthedefaultandrecoveryratesofthedebenturelikelybehigherthanthefirstmortgagebond?()

单选题If a promissory note is not paid on time, it cannot be protested.

单选题Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and the question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

单选题Which of the following would NOT cause a shift upward of the consumption schedule? ()

单选题According to The Basle Committee's "Core principles fur effective banking supervision", banks are not encouraged to operate with capital lower than the minimum.

单选题{{B}}Passage Two{{/B}}

单选题For managerial account, variable cost means ______.

单选题The seller in an open account must know that in some circumstances he can present open account receivable to a law institution for acceptance.

单选题{{B}}Passage Three{{/B}} Well over half of all bank commercial loans are made for a short term, that is, for period of less than one year. Of these loans, about half are made on an unsecured basis to seasonal businesses and to borrowers with short-lived and project-oriented needs for funds. Secured short-term borrowers typically are less strong financially or are untested businesses without an earnings record. The most common type of short-term loan is the working capital line of credit extended to financially strong borrowers who have seasonal swings in their operations. Retailers and seasonal manufacturing firms are regular users of such credit. Through the line-of-credit commitment, a bank indicates its intention to honor borrowings up to the amount of the line. The amount is established on the basis of the customer's proforma peak funding requirement, and it assures the borrower of the availability of funds to finance bulges in working capital as sales expand and contract. The line of credit facility is very flexible and overcomes the need to extend a series of separate short-term loans. The customer "takes down" only parts of the line as the need arises, so that redundant borrowings are unnecessary. Loan interest is charged on only the amount actually borrowed, and the loan may be repaid as reflows of cash to the firm occur when seasonal sales decline.

单选题A.Bankcardbusiness.B.Bankcardfraud.C.Technologiesusedinbank.D.Internationalcardfraud.

单选题After debtors fully clear their foreign debts, they are required to retain their external debt accounts for future use.