单选题Deposits are generally repayable on ______ or in the fairly near future.
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单选题The price of petrol increases and sales of tyres decrease. This reflects
单选题Because the borrower defaulted on his repayment of the loan, the bank will hold the ______ responsible.
单选题Which of the following is usually least important as a measure of short - term liquidity? ______.
单选题______ deposits are assuming a larger portion of the transaction load, and they are being used more efficiently.
单选题According to the passage, underwriting simply means ______.
单选题passage3
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单选题For what purpose does a bank try to combine a savings account and a checking account?
单选题A.Thecheckisoutofdate.B.Thecheckispost-dated.C.Thecheckisintoolargeamount.D.Thecheckisacrossedone.
单选题They'll never get a mortgage; they're bad ______.
单选题According to the Commercial Banking Law of our country' the total sum of the working capital to be allocated to all branches shall not exceed ______ of the total capital of the commercial bank. A. 50% B. 40% C. 60% D. 70%
单选题My lawyer will ______ my will.
单选题Bill of lading issued by freight forwarders ______.
单选题International payments for trade and service transactions can be made freely because RMB current accounts are convertible since 1996.
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Capital is at the top of any bank
supervisor's list. The most basic form of capital is equity capital, which is
the shareholder's financial interest or net worth. Equity capital serves several
purposes: it provides a permanent source of revenue for the shareholders and
funding for the bank; it is available to bear risk and absorb losses; it
provides a base for further growth; and it gives the shareholders reason to
ensure that the bank is managed in a safe and sound manner. Minimum capital
adequacy ratios are necessary to reduce the risk of loss to depositors,
creditors and other stakeholders of the bank and to help supervisors pursue the
overall stability of the banking industry. Basle Committee's
"core principles for effective banking supervision" require that supervisions
set prudent and appropriate minimum capital adequacy requirements and encourage
banks to operate with capital in excess of the minimum. When it appears
appropriate due to the particular risk profile, uncertainties regarding the
asset quality, risk concentrations or other adverse characteristics of a bank's
financial condition, considerations of requiring higher than minimum capital
ratios are encouraged. If a bank's ratio falls below the minimum, banking
supervisions will act to ensure that it has realistic plans to restore the
minimum in a timely fashion, or may consider putting additional restrictions on
the bank's operations.
单选题Alternatively, ______ may lead to call for protection against foreign imports or capital controls to defend the exchange rate.
单选题In a syndicated loan, ______ handles the negotiations with the borrower, prepares the relevant documentation and disburses the full amount of the loan to the borrower.
