单选题A cheque crossed" account payee" ______.

单选题The bank uses a ______ to find out how prospective borrowers repaid their past debts.

单选题The ratio of liquid assets to liquid liabilities of a commercial bank shall not fall short of ____ percent.

单选题 Passage 2 A financial future is a contract to buy or sell certain forms of money at a specified future date, with the price agreed at the time of the deal. Under such a contract, if the market price of the financial instrument concerned should be higher on the delivery date than the price specified in the contract or if its yield should be lower, the seller undertakes to meet the different and, by collecting this, the buyer can obtain a price or yield which is settled at the time the contract is agreed. Conversely, if the market price of the financial instrument should be lower or its yield higher than is specified in the contract, the seller will gain and the buyer will lose the difference: but at least the buyer still has the comfort of knowing the price or yield in advance, as it was fixed at the date the contract was entered into. The London International Financial Futures Exchange brings together those buyers and sellers who wish to hedge against interest rate and exchange rate fluctuations. On the exchange, "standard" agreements ( or contracts ), are available for : 1 ) interest rate movements--by trading interest bearing securities, such as bank deposit certificates, in sterling or Eurodollars, gilt-edged stocks and United States Treasury Bonds ; 2) exchange rate fluctuations--by trading a range of currencies, for example the United States dollar against the pound sterling, the United States dollar against the Swiss franc and so on. On LIFFE, in order to make the contracts more tradable and to enable keener prices to be quoted, a limited range of standard contracts is available with fixed settlement dates. For example, the contract size for sterling bank deposit certificates is GBP 500 000 with delivery on the second Wednesday of the delivery month which could be March, June, September or December. With a contract covering the movement of interest rates, the market brings together those who wish to take delivery of specific financial instruments, with those who are prepared to supply the same financial instrument on the same terms. Similarly, with a contract coveting exchange rate fluctuations, the market brings together those who wish to sell a stated amount of a certain foreign currency at an agreed future date, and those who wish to buy on the same terms.

单选题If the money supply lags behind production, tike economy may suffer from ______ with equally undesirable effects.

单选题Economic growth is measured by a positive change in which of the following? ()

单选题A.thebudgetB.thesalesC.theestimationD.theprospectofthecompany

单选题Which of the following is not a characteristic of a competitive industry? ()

单选题There are three ways in which a banker may take security for an advance: (1) lien (2) by pledge (3) by mortgage (4) by indemnity A. (1), (2), (3) B. (1), (2), (4) C. (2), (3), (4) D. (1), (3), (4)

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单选题 Directions: There are 10 blanks in the following passages. For each blank, there are four choices marked A, B, C and D. You are supposed to choose the best answer and mark the corresponding letter on the ANSWER SHEET by drawing a single line through the center.{{B}}Passage One{{/B}} FLOOR BROKERS, when a commission broker has {{U}}(56) {{/U}} that he cannot execute personally because of their number or because of the activity of the market, he engages the services of a floor broker. These floor brokers were once referred to as $ 2 brokers, because at one time they charged a fee of $2 per {{U}}(57) {{/U}}; today this fee is {{U}}(58) {{/U}} higher. Commissions are shared on these orders. It is easy to see that smaller commission brokers are especially prone to {{U}}(59) {{/U}} by an influx of orders. The floor broker, as a freelance operator, provides a {{U}}(60) {{/U}} function in ensuring that the exchange's business is conducted rapidly and efficiently.

单选题Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

单选题Vivian, CFA, a research analyst assigned to Double Limited, has been recommending the stock’s purchase in her quarterly report. Vivian has recently married and just discovered her husband’s trust account owns several million dollars worth of Double Limited. The stock makes up more than 50 percent of the trust’s value but less than 5 percent of Double Limited’s outstanding shares. According to AIMR Standards of Professional Conduct, Vivian should: ()

单选题In order to withdraw money the bank requires your ______. A. depositor B. interest C. signature

单选题The importer will require a full set of bills of lading in order to obtain the goods from overseas port. The bills of lading can only be obtained by payment of the bill of exchange (D/P), or by acceptance (D/A). Therefore, the importer cannot obtain the goods without paying or accepting the bill of exchange, and conversely an exporter retains control of the goods until payment or acceptance of bill of exchange. When goods are sent by air, the airway bill could show the importer's bank as consignee. Once again the importer must pay or accept a bill of exchange to be able to obtain the goods. Once the importer has paid or accepted the bill of exchange, the importer's bank will issue a delivery order. The delivery order is an authority, signed on behalf of the bank, authorizing the airport to release the goods to the named importer. An exporter should obtain the prior agreement of the importer's bank before he consigns goods to that bank. In practice, the importer's bank will not agree to be named as consignee, unless its own customer is of major importance. When D/P terms are used, it is unnecessary to include a bill of exchange, since the over- seas bank can release documents on payment of the invoice amount. However, sight drafts are usually included.

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单选题The solution to the problem is to introduce money into the economy and have all prices quoted ______ units of that money.

单选题Assets are the economic resources of the business that can be usefully expressed in monetary terms. Liabilities, or creditors, equity, are the obligations, or debts, that the firm must pay in money or services at some time in the future. They therefore represent creditor's claims on the assets of the firm. The owner's interest is equal to the net assets of the business, which is defined as the difference between the assets and liabilities. Thus, owner's equity is the residual claim--a claim to the assets remaining after the debt to creditors has been discharged.

单选题______ strategies attempt to penetrate new areas, expand geographically, seize market opportunities and adopt innovations in order to make the bunk organization a leader in its market.