填空题What does "negotiable" mean (in relation to a negotiable instrument)?

填空题STANDARD CHARTERED BANK Hong Kong Office CREDIT ADVICE Name: (1) Date: (2) No. 100017 - 03011 Address: 91 Changdi Rd, Guangzhou, 　　　　　　Guangdong Province 510120 　　　　　　China Particulars : (3) Total Amount: (4) (5) ( ) We have credited your account ( ) Please debit our account ( ) We enclose herewith our Cashier's Order/Demand Draft ( ) We have credited settle, bank a/c in your favor Authorized Signature: (6)

填空题If a bill is made payable to "cash or order", is it a bill of exchange?

填空题 Check, draw, rate of exchange, commission, endorse, subject to, current, guaranted, participate, denominations A person who has a {{U}}(21) {{/U}} account with a bank can obtain cash in other countries in various ways. The most common method is the purchase of travellers cheques. He can also use his Eurocheque card as identification to {{U}}(22) {{/U}} his cheques. Or he can {{U}}(23) {{/U}} on his account in his own country, which means that the cashier will have to telephone, cable, or telex his branch for confirmation. He will have to {{U}}(24) {{/U}} the cheque, that is' write his signature on the back. Most of the major banks in Europe {{U}}(25) {{/U}} in the Eurocheque scheme. When cashier handle travellers cheques, they must {{U}}(26) {{/U}} that the counter signature is the same as the signature. The holder must then produce his passport as identification. When the formalities are completed, the cashier can issue banknotes and coins to the customer, using the current, {{U}}(27) {{/U}} to calculate how much to issue. Travellers cheques have the advantages of convenience and safety. They can be issued in {{U}}(28) {{/U}} of 10, 25, 50, 100 and 250, {{U}}(29) {{/U}} exchange control regulations, they must pay a small {{U}}(30) {{/U}}, or service charge as it is called in the USA.

填空题 abbreviations, overseas, addressee, efficient, punctuation, hyphenated, telegraphic, brief, minimum, urgent A telegram sent to another country is often called a {{U}}(21) {{/U}} When there is an {{U}}(22) {{/U}} message to give or a demand to make, the telegram is the quickest and most {{U}}(23) {{/U}} communication. It gives a {{U}}(24) {{/U}} message in the {{U}}(25) {{/U}} number of words, to reduce the cost. The language of telegrams is often difficult, as there is no {{U}}(26) {{/U}} with the exception of the word "STOP". Recognized {{U}}(27) {{/U}} such as CIF, are also used but you must be careful to write signs which are recognized {{U}}(28) {{/U}}. There are various rules about the number of words. For example, {{U}}(29) {{/U}} words, such ms ready -made, are counted as one word. The name of the {{U}}(30) {{/U}} is included in the number of words.

填空题What is an offer?

填空题What is meant by implied terms of a contract?

填空题trade, above, expiration, respond, strike, profitable, seller, how, most, financial In general, an option gives to the buyer the right, but not the obligation, to buy or sell a good, whereas the option seller must (21) accordingly. Many different types of option contracts exist in the (22) world. The two major types of contracts (23) on organized options exchanges are calls and puts. A call gives to the buyer of the option contract the right to buy a specified number of units of an underlying asset, at a specified price called the exercise or (24) price, on or before a specified date called the expiration date or strike date. A put gives its the buyer the right to sell a specified number of units of an underlying asset at a specified price on or before a specified date. In all cases the (25) of the option contract, the writer, is subordinate to the decision of the buyer, and the buyer exercises the option only if it is (26) to him or her. The buyer of a call benefits if the price of the asset is (27) the exercise price at expiration. The buyer of a put benefits if the asset price is below the exercise price at expiration. The complete definition of an option must clearly specify (28) the option can be exercised. A European - type option can only be exercised on a specified date, usually the (29) date. An American -type option can only be exercised by the buyer at any time until the expiration date. American options are used on (30) of the organized options exchanges in the world. Both types of options can be freely traded at any time until expiration.

填空题What is The Targets of China's Monetary Policy?

填空题Bank charter is usually granted by the central bank or a separate supervisory body of a country.

填空题 {{B}} An auto loan{{/B}} John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli has an appointment with him now to ask about a loan. He needs money to buy a new car. Mr. B: Hello, Mr. Fanelli. Please have a seat. What can I do for you today? Mr. F: I want to borrow some money to buy a car. A friend of mine, Jack Richardson, bought a new car last week. He told me that he got his loan here. Mr. B: Oh yes. I remember him. I was the loan officer who spoke with him. Mr. F: He said that you were very helpful. I know very little about loans and I hope you can explain things to me. Mr. B: I will certainly try. What questions did you have for me? Mr. F: First, I want to know if loans for buying cars are commercial loans or personal loans. Mr. B: Neither, Mr. Fanelli. They're auto loans. A commercial loan is principal that banks lend to businesses. Personal loans are made to individuals, but not for buying cars. Mr. F: What about interest rates? Mr. B: The rate of interest currently in effect on auto loans is 16%. Mr. F: For how long will I have to make monthly payments? Mr. B: The term of the loan is three years, so there will be 36 monthly payments. Mr. F: Do I have to give the bank any collateral? Mr. B: The car serves as collateral. If you default, the bank can take possession of the car. The bank also checks your credit file to make sure that you always paid back your loans in the past. Do you have any charge accounts? Mr. F: My wife and I bought our furniture with our charge card and we even used it to buy airplane tickets for our vacation in California last year. We paid off both those debts promptly. Mr. B: That's very good. I assume there will be no problem. But the first thing you have to do is fill out this loan application. Mr. F: Thank you very much. I'll start right now. State whether each statement is true or false based on the dialogue between John Baker and Stanley Fanelli.

填空题用下面的词汇填空 increase, engage, capital, protect, failures, fail, interests, efficiently, expensive, align, protect, insurance, defraud, losses, closes Bank managers and owners must not be given incentives to{{U}} (1) {{/U}}in behavior detrimental to the whole banking system. They must either run their banks{{U}} (2) {{/U}}or face failure. Deposit insurance is meant to{{U}} (3) {{/U}}the banking system, not poorly run banks. The fact is that bank{{U}} (4) {{/U}}are often self-inflicted by owners and managers who mismanage. Such losses can be reduced if the supervisor{{U}} (5) {{/U}}the bank before it fails totally, since delaying a bank closing or sale tends to increase{{U}} (6) {{/U}}and to spread them to the banking system as a whole. Even without deposit insurance, bank managers may pursue their own{{U}} (7) {{/U}}at the expense of the bank. But the problem gets worse with{{U}} (8) {{/U}}. Managers may indulge in such excesses as high salaries,{{U}} (9) {{/U}}buildings, and lavish furnishings. To combat this problem, managers could receive an "incentive-compatible contract" to{{U}} (10) {{/U}}their interests with those of the owners. When the hank is sound, managers can best{{U}} (11) {{/U}}their professional reputations by keeping it so. However, if a bank begins to{{U}} (12) {{/U}}and no proper incentive exists to protect its{{U}} (13) {{/U}}, managers may join owners in being prepared to gamble for recovery by making high-risk loans or to loot or{{U}} (14) {{/U}}the bank. At that point deposit insurance could{{U}} (15) {{/U}}their opportunities to do so.

填空题investigate, quantity, discount, negligence, replements, discrepancy, packing list, unsaleable, inferior, penalty clause, up to standard Complaints are often received by companies who ship consignments overseas. These complaints are sometimes about the (26) of goods received. Perhaps not enough goods were sent, perhaps too many. And sometimes it is a complaint that the wrong goods were sent. Often there are complaints about (27) packing, which can cause damage to the goods. Sometimes the complaint is about inferior quality. Buyers in this case often complain that the goods are not (28) There may be a (29) between the description of the goods in the brochure and the goods which actually arrived. A complaint may be about a delay in shipment, although companies often have a (30) in their contract to protect them against loss from delay. Complaints about damage are usually the business of insurance companies, but if the damage is caused by the (31) of the packers, then the insurance companies will not accept responsibility. When there is a complaint that the wrong goods were sent, or too many, or too few, then it is always necessary to check the (32) for the cases, as well as the invoice. Then the agent must (33) what happened. The goods may still be in the port of unloading. Bad, inferior or inadequate packing may cause damage to goods in transit. The buyers may accept damaged goods if the supplier offers a (34) , but if the goods arc badly damaged they may be (35) , and in this case the buyer will demand replacements.

填空题Now listen to a short conversation and a passage on the tape. This will be played once on the recorder. You may make notes while you are listening, but you should not answer any questions until the reading is over. {{B}}Qustion 1{{/B}}

填空题Please write a letter followed by the lists. 请按信函的格式以下列内容给美国花旗银行用英语写一封信。 1.要求与贵行建立业务往来关系。 2.我方很高兴的看到我们两国之间的贸易量一直在快速的增长。为了处理我们两国之间爱你日益增加的银行业务，我方很乐于与贵方建立业务往来关系。 3.处于这一良好意愿，我方现随函附上2006年年度报告一份供您参考。 4.一旦受到贵方函复，我方将很高兴发送给贵方我方的控制文件。 盼佳音。

填空题Define the drawer of a cheque.

填空题What is a cheque?

填空题An auto loan John Baker works in the loan department of a bank in Denver, Colorado. He is a loan of- ricer. Stanley Fanelli has an appointment with him now to ask about a loan. He needs money to buy a new car. Mr. B: Hello, Mr. Fanelli. Please have a seat. What can I do for you today? Mr. F: I want to borrow some money to buy a car. A friend of mine, Jack Richardson, bought a new car last week. He told me that he got his loan here. Mr. B: Oh yes. I remember him. I was the loan officer who spoke with him. Mr. F: He said that you were very helpful. I know very little about loans and I hope you can explain things to me. Mr. B: I will certainly try. What questions did you have for me? Mr. F: First, I want to know if loans for buying cars are commercial loans or personal loans. Mr. B: Neither, Mr. Fanelli. They're auto loans. A commercial loan is principal that banks lend to businesses. Personal loans are made to individuals, but not for buying cars. Mr. F: What about interest rates? Mr. B: The rate of interest currently in effect on auto loans is 16%. Mr. F: For how long will I have to make monthly payments? Mr. B: The term of the loan is three years, so there will be 36 monthly payments. Mr. F: Do I have to give the bank any collateral? Mr. B: The car serves as collateral. If you default, the bank can take possession of the car. The bank also checks your credit file to make sure that you always paid back your loans in the past. Do you have any charge accounts? Mr. F: My wife and I bought our furniture with our charge card and we even used it to buy airplane tickets for our vacation in California last year. We paid off both those debts promptly. Mr. B: That's very good. I assume there will be no problem. But the first thing you have to do is fill out this loan application. Mr. F: Thank you very much. I'll start right now. State whether each statement is true or false based on the dialogue between John Baker and Stanley Fanelli.

填空题List any 5 illegal contracts strictly so called.