填空题List 3 groups of implied terms.
填空题Who is the drawee of a cheque?
填空题The bill must be in writing. Does this mean the rules governing written contract apply?
填空题Is "indirect injury" a nuisance or trespass?
填空题The indirect policy instruments include required reserve ratio, interest rate adjustment, and credit ceiling.
填空题What is meant by past consideration?
填空题Section One (5%)
See the chart ,fill the gap with the correct answer.(see the answer).
填空题Briefly explain void, voidable and unenforceable contract.
填空题What is an inchoate instrument?
填空题The wholly state-owned commercial banks in China today used to be known as stateowned specialized banks.
填空题
accept , discount, against, dishonoured, attached ,
hypothecation, credit, draw, ownership, amount When a Letter
of Credit has been confirmed, the agent bank in the seller's country usually
asks for the shipping documents, and often corite to the seller to say that they
are willing to {{U}}(21) {{/U}} a draft on them for the {{U}}(22)
{{/U}}. This draft (another name for Bill of Exchange) is often
{{U}}(23) {{/U}} to the shipping documents and is called a Documentary
Bill of Exchange. Banks often state that the seller can {{U}}(24) {{/U}}
on them for the amount of the Credit. A buyer or his bank may
ask the seller if he is willing to allow them a period of 30, 60, or 90 days to
pay. They may write. "can you present your drafts for 60 d/s?" this is a form of
{{U}}(25) {{/U}} and allows the buyer time to pay. The agent bank will
normally accept a draft {{U}}(26) {{/U}} documents, because they need
them to make sure that the title to {{U}}(27) {{/U}} has been
transferred. Some times the bank demands a letter of
{{U}}(28) {{/U}} so that they have the right to sell the goods if the
Bill of Exchange is {{U}}(29) {{/U}} , that is, if the buyer or his bank
do not pay. This does not apply to irrevocable documentary credit.
However, the bank can {{U}}(30) {{/U}} the Bill of Exchange by
deducting the interest for the period the draft has to go before maturity.
填空题The Bank of China is considered as the sole policy bank.
填空题
{{B}}
A bank manager speaks{{/B}} My name is
Jane Carson and I'm the manager of a savings bank in Portland, Oregon. My bank
is open every day from 8: 30 in the morning until 4: O0 in the afternoon. On
Fridays the bank remains open until 6:30 in the evening. Friday
is our busiest day. Many people get their paychecks on Fridays and they come
into deposit them. I find that on Fridays I have to keep six windows open all
day long. My bank tries very hard to reduce the amount of time that customers
have to waif for service. We have many signs to remind people that they need
their passbooks for all transactions and that they must fill out their deposit
of withdrawal slips completely. If our depositors cooperate with us we can
accommodate them with as few delays as possible. Of course,
people do forget. The tellers inform me that many customers still forget to
endorse their checks or try to open or close joint accounts with the signature
of only one of the parties. But I hope that my program of information for
customers will reduce such delays. Banking has changed a lot in
recent years. Computers now do much of the work that the tellers used to do. As
computers improve, they are able to accomplish more difficult tasks and they
help us serve our customers better. Another important change in
banking, especially for savings banks, are the many different term deposit
accounts that are now available to our customers. Since these certificates of
deposit offer very high interest rates they help attract depositors to our bank.
I make sure that my staff always has the latest information about these accounts
so that they can advise our depositors correctly. My bank is not
a very large bank. The total of our current assets and fixed assets comes to 15
550 000 dollars. I'm proud of our balance sheet. Although some banks across the
country are having difficulties, my bank has more assets than liabilities. We
are solvent and growing. The number of customers we serve has increased this
year and I expect that it will continue to grow in the future.
Comprehension check State whether each sentence is true or
false based on the reading.
填空题List the Basic Features of a Corporate Bond Issue