如今大学生的生活方式正在发生着变化。越来越多的学生课余时间足不出户,变成了
宅男宅女
(indoors-man or indoorswoman)。网络为学生打发课余时间提供了许多选择。各种
校园快捷服务
(on-campus service),从送餐到洗衣服务,促进了“宅文化”的发展。一些学生认为户外运动或是社交活动都不如宅在宿舍里玩电脑来得痛快。生活不规律、缺乏锻炼已经成为大学生的健康公敌。
相比于美剧,英剧更短小精悍,也更深奥。
Costly—sometimes abusive—credit cards are bleeding millions of borrowers who didn't know what they were getting into. The bottom-feeding cards—for people with damaged credit—offer you a decent interest rate on credit lines "up to" $3,000. When the card arrives, however, your line might be only $250. And then come the fees! They're charged to your tiny credit line, leaving you almost nothing to spend. Two better-known card issuers with a big loan business are Capital One and HSBC's Orchard Bank. They charge lower upfront fees than other cards do. But if you fall behind, it's tough. Cap One's penalty rate is currently 28.15 percent. Orchard Bank doesn't disclose its penalty rate online and wouldn't tell you what it is. Cap One has a reputation for issuing multiple cards to people who bump up against their credit limits. That gives them two cards, with two low limits, to overspend. Lenders have figured out many ways of extracting fees. There's "universal default", where a late payment on one card can trigger high penalty rates on every card you own. There's the "endless late fee", where your payments never catch up with the new penalties you're charged. There's "two-cycle billing"—too complicated to explain here, but which amounts to charging interest on balances that you've already paid. And "retroactive (追溯的) price hikes," where banks impose higher rates on old balances as well as new ones. These practices startle consumers who think such high fees and interest rates must be against the law. But the Supreme Court effectively deregulated credit card rates 30 years ago, and 10 years ago it deregulated the size of the fees a bank could charge. Prior to fee deregulation, late fees hovered between $13 and $15, says Robert McKinley of CardWeb.com, which tracks the business. Now they run from $30 to $40. "It's out of control," he says. "Banks know they've pushed this too far." This year, however, the new Congress started holding hearings. Suddenly Citi dropped universal default and JPMorgan Chase ended two-cycle billing. But those are just gestures. Without fee caps or laws restricting the usually high rate of interest, we're in the bankers' hands.
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{{B}}Section B{{/B}}
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维吾尔族(Uygur)是中国的一个少数民族。维吾尔族人喜欢喝奶茶,吃肉和用面粉烤制的馕(nang)。他们有自己的语言和文字。他们的文学具有一种独特的民族风格,其中“阿凡提的故事”(the Story of Afanti)深受中国各族人民的喜爱。维吾尔族是个能歌善舞的民族,每逢节日和婚礼,他们都会邀请客人和他们一起跳传统民间舞蹈。他们的民歌优美动听,被广泛传唱。
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据统计,全国共有超过6100万留守儿童(left-behind children)。他们的父母远离家乡到城镇地区谋生,留下他们由祖父母或其他亲戚照顾。留守儿童问题是一个值得关注的社会问题。留守儿童无法像同龄孩子那样得到父母的关爱,从而引起各种心理问题。此外,留守儿童更容易受到意外伤害。为此,国务院(State Council)成立了一个专门工作组来保护留守儿童的合法权益。
在中国,如果不了解“面子”的含义,则很难理解许多行为言辞。面子通常可理解为社会对一个人名誉和声望(prestige)的看法。因此,中国人向来很重视面子问题。丢面子会导致一个人在人际交往中失去权威。中国人通常不会公开指出令人尴尬的事实,从而避免让另一个人丢面子。如果要给某人面子。则可以在大众面前赞美他,欣赏他的才能,或对他表示尊重。
Directions: For this part, you are allowed 30 minutes to write an advertisement on your campus website to sell a computer you used at college. Your advertisement may include its brand, specifications/features, condition and price, and your contact information. You should write at least 120 words but no more than 180 words.
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Forthispart,youareallowed30minutestowriteashortessay.Youshouldstartyouressaywithabriefdescriptionofthepictureandthenexpressyourviewsoncollegestudents'takingpart-timejobs.Youshouldwriteatleast120wordsbutnomorethan180words.
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BPart III Reading Comprehension/B
历史上,小说作为一种文学形式经常被忽视和否定。尽管如此,对社会发展来说,小说起着不可磨灭的作用。
