填空题According to the author, in one year of average reading by an average reader for 15 minutes a day, ______ books will be read.
填空题What does "live a completely sedentary lifestyle" in Para. 1 most probably mean?
填空题______ (通过熬夜工作)that we managed to complete our task.
填空题All too often, people approach their work careers haphazardly, waiting for opportunities to present themselves, hoping to fall into that perfect job, and anticipating that it will be an easy ride to the top. The reality is that managing your career takes
1
, hard work, and planning.
When you get a job interview, prepare for it.
2
the questions you might be asked, and prepare your answers. Remember to take the
3
in answering questions by providing concrete information that
4
your knowledge, skills, and abilities to perform the job.
After getting the job, you should be on constant lookout for chances to move up in your career. This includes keeping abreast of the job market in your area and exploring job openings, networking with
5
colleagues, taking on extra tasks that will get you noticed by your current and potential employer. Don"t just sit back and wait for opportunities to come to you get out there and make them happen.
Always
6
that the most successful employees are those who can work well with others. Building good working relationships are
7
, and it is important that you be willing to "pull your weight." If your team members know that they can
8
you, and trust you, they will speak highly of you, and that can lead to
9
. Moreover, if you end up becoming the supervisor of the team, the trust you have built will
10
in team member support for your leadership and in team members giving you increased effort.
填空题The policeman have the responsibility to war the public that ______(遵守安全规则很重要).
填空题
填空题We learn from the passage that a demand for theorists by society is______than that for society by theorists.
填空题Directions: In this section, you will hear a passage three
times. When the passage is read for the first time, you should listen carefully
for its general idea. When the passage is read for the second time, you are
required to fill in the blanks with the exact words you have just heard.
Finally, when the passage is read for the third time, you should check what you
have written.Certain phrases one commonly hears among
Americans capture their devotion to individualism: "Do your own thing." "I did
it my way. You'll have to decide that for yourself. You made your bed, now
{{U}} {{U}} 1 {{/U}} {{/U}}in it." "If you don't look out for
yourself, no one else will." "Look out for number one." Closely
associated with the value they place on individualism is the importance
Americans {{U}} {{U}} 2 {{/U}} {{/U}}privacy. Americans assume
that people "need some time to themselves" or "some time alone" to {{U}}
{{U}} 3 {{/U}} {{/U}}things or recover their spent psychological
energy. Americans have great {{U}} {{U}} 4 {{/U}}
{{/U}}understanding foreigners who always want to be with another person, who
dislike being alone. If the parents can {{U}} {{U}}
5 {{/U}} {{/U}}it, each child will have his or her own bedroom. Having
one's own bedroom, even as an infant, fixes in a person the notion that she
{{U}} {{U}} 6 {{/U}} {{/U}}a place of her own where she can be
by herself, and keep her {{U}} {{U}} 7 {{/U}} {{/U}}. She will
have her clothes, her toys, her books, and so on. These things will be hers and
no one else's. Americans assume that people will have their
private thoughts that might never be shared with anyone. Doctors, lawyers,
psychiatrists, and others have rules governing "confidentiality" that {{U}}
{{U}} 8 {{/U}} {{/U}}prevent information about their clients'
personal situations from becoming known to others. Americans'
{{U}} {{U}} 9 {{/U}} {{/U}}about privacy can be hard for
foreigners to understand. American's houses, yards, and even their offices can
seem open and inviting. Yet in the minds of Americans, there are boundaries that
other people are simply not supposed to cross. When those boundaries are
crossed, an American's body will {{U}} {{U}} 10 {{/U}}
{{/U}}stiffen and his manner will become cool and aloof.
填空题While I admit that there are problems, I ______ (不认为不能解决这些问题).
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填空题While ______ (邮政和电信依然为国家控制) and thus readily measured, more than lm small trucking and removal companies are not.
填空题Only when the financial well runs dry, ______(他们才看到情况已经严重得无可挽救了).
填空题______ (她表现出了很强的自制力) when she was told the sad news.
填空题Millions of young people are creating blogs. Millions of others are reading them. The word "blog" is a short way of saying Web log. Many popular (36) now offer free, easy ways to create personal Web pages and fill them with writings and pictures. Many young adults use their blogs to write about daily (37) and events in their lives. They also provide a place for people to write their ideas and (38) and react to the ideas of others. Blogs offer young people a place to show their writings and other forms of (39) . Blogs can also be helpful to connect young people with larger social groups. But some researchers say the (40) harmless blogs can become dangerous when read on the (41) by millions of people all over the world. People are (42) that students are including information in their blogs that create a threat to their own (43) and safety. (44) . This personal information puts them at risk of being sought out by dangerous people who want to harm them. (45) One way to avoid these problems is by using programs that permit blogs to be read by "friends only". (46) .
填空题According to the author, it is a formidable challenge for a computer ______.
填空题Real essay is confined to only English literature.
填空题
填空题Americans often make jokes about women talking too much, but in fact, men ______.
填空题China will launch effective projects______(更好地保护国家的自然遗产).
填空题How to Fix the Housing Market
A. Here"s a thought: Let"s have the government do something to fix the housing market. Now what would that be? Ideas are flying around Washington. They include tax credits and cheaper mortgages for home buyers as well as leaning on lenders to rewrite mortgage terms for struggling borrowers. But maybe we should ask what, exactly, fixing the housing market means—and prepare ourselves for the limits of what these policies can actually accomplish.
B. Consider our recent track record. Last July, Congress passed a bill to help the housing market. In an effort to
churn
(使剧烈翻腾) demand and stabilize home prices, the bill created a $7 500 tax break for first-time home buyers. It also created a program to prevent
foreclosures
(抵押品赎回权的取消). Unfortunately, no major lenders signed up. Bottom line: only 25 loans have been rewritten.
C. Influencing a $19 trillion market that is coming off one of history"s great asset bubbles is a lot harder than it looks. In December, houses sold for 15% less than they did a year earlier. No act of Congress could change that. Says Wellesley College economist Karl Case. "Let"s not delude ourselves into thinking we"re driving a speedboat when we"re driving a tanker."
D. So, what does have a shot at working? Most proposals on the table are designed to boost demand without distorting the market and at the same time restrain supply by keeping people in their homes. But the harsh reality is that fixing the crisis will require some acknowledgment that there are a number of people out there who shouldn"t be homeowners. Here"s a guide to the latest ideas about what to do.
Stimulate but Don"t Manipulate
E. The core issue is that there aren"t enough people buying houses. Usually, when price goes down, demand rises, but in the housing market, falling values makes potential buyers fearful, sending them to the sidelines as they wait to see how much cheaper homes will get. If we could restore buyers to the market, the thinking goes, prices would stabilize,
delinquent
(拖欠债务的) borrowers could sell instead of falling into foreclosure, and the value of the mortgage-related securities contaminating our financial system would stop being such a mystery.
F. Ideas aimed at kick-starting this process include giving everyone who buys a house a tax credit worth 10% of the purchase price and driving down mortgage rates—perhaps to as low as 4%. They"re an effort to push fence sitters off their perch and give a head start to folks who are finding that tighter lending standards mean they can"t borrow as much as they might once have. Such programs are great news for real estate agents and builders. But it"s not clear how much these ideas would help housing overall. Nearly one-fifth of all borrowers owe more than their house is worth. They couldn"t sell their home and pay off their loan even if they wanted to, and that"s not a problem that goes away by simply slowing the pace of the fall.
G. At the same time, some houses are still overvalued. Economists disagree by how much, and the answer changes from region to region. Houses in Cleveland are undoubtedly cheap. They could use some new home buyers there. But if we"re still not in the
ballpark
(变动范围) of normality overall—and certain market watchers think we might see prices drop an additional 10% to 15% nationally before this thing is over—then spending billions to spur on buyers won"t be a magical fix. "To prop up prices above fundamentally justified levels is throwing good money after bad," says Joe Gyourko, professor of real estate and finance at the University of Pennsylvania"s Wharton School. Overboosting homeownership helped get us into this mess, after all.
H. In some ways, proposals to stimulate the housing market aren"t really aimed at bringing in new buyers. Extending tax credits to people selling one home to buy another and letting homeowners use cheap mortgages to refinance won"t get rid of excess housing inventory. These policies are meant to do something else. Stimulate the economy by delivering money to homeowners.
Figure out Who Should Be Saved
I. The other core issue is that too many people can no longer afford their mortgages. Maybe they took out an adjustable rate loan that has reset higher, or they lost a job in the slowing economy. If we could stop the cycle of defaults and foreclosures, the thinking goes, we could prevent deeply discounted, bank-sold homes from flooding the market, keep losses from further impairing mortgage-backed securities and preserve property values. That"s how we wind up with ideas like paying mortgage servicers to make loans more affordable and changing the bankruptcy code to allow judges to reduce the amount borrowers owe their mortgage company.
J. Are there people who bit off more than they could chew and will never be able to afford their homes? Yes. "We need to recognize the goal is not to keep everyone in their houses for as long as possible," says Edward Glaeser, professor of economics at Harvard University.
K. But there are also plenty of people who might be able to keep their homes with a lower interest rate or a longer loan period. In many cases, this is in the best economic interest of the mortgage holder, since up to half of a house"s value can be lost in foreclosure. And yet often—especially when the loan has been chopped up and dispersed to investors around the globe with a third-party servicer in charge of collecting payments—that"s not happening. "Servicers don"t have the right incentives," says Christopher Mayer, professor of real estate at Columbia University"s Business School. Cutting them a check in return for a modification of the loan, or trumpeting their legal authority to do so, is meant to prime the mortgage-rewriting pump, as is letting bankruptcy judges revise mortgages.
L. The tricky part is figuring out who will meet their modified payments and who will simply fall behind again. The relapse rate can be quite high, meaning that we"d be spending money only to delay the inevitable. Part of what drives up the redefault rate, though, are changes that don"t lower, or may even increase, a borrower"s monthly payments. A lender that
re-amortizes
(再分期偿还) missed payments over the life of the loan might see doing so as a compromise—but that doesn"t mean the mortgage becomes more affordable. That"s why the Federal Deposit Insurance Corporation (FDIC) insists that modifications reduce payments at least 10% and take up no more than 38% of a borrower"s gross income.
Make Some Owners Renters
M. Yet no policy can change the fact that both property prices and home-ownership rates went off the charts. It is natural for them to come down. "We brought in a class of buyers that shouldn"t be in homes at all because they don"t have the income," says Edward Leamer, professor of economics at UCLA. "We have to figure out what to do with these folks." There have been ideas on how to return owners to the rent rolls. Last year, for example, Arizona Congressman Raúl Grijalva proposed changing foreclosure rules to let homeowners petition a judge to let them remain where they are as renters for a defined period.
N. Now, maybe that"s not the exact mechanism we want. But by and large, policymakers are reluctant to "take away" people"s homes. And that"s a problem in itself. Here we"re up against macroeconomic forces bigger than we are. There"s something to be said for trying to influence where housing is headed—but there may be greater benefit in understanding that it will be a long road to recovery. And the most effective thing we can do is make it less painful for people along the way.
