填空题Mark Lilla: Young clients often have not set up their credit ratings. Many of them do not have steady in-comes. They might have difficulty borrowing money from an agency in business to make loans. Parents or relatives are often their best source of loans. Of course, the parents or relatives would have to have money available and be willing to lend it. You might even get an interest-free loan. Nevertheless, a parent or relative who lends should receive interest the same as any other lender. Chris Roddy: For most consumers the cheapest place to borrow is at a commercial bank. Banks are such a good source of installment loans that it may run for a year or up to three years. Most banks also make single payment loans to consumers for short periods at 30, 60, or 90 days. A typical interest rate is 3 cents per $ 100 per day. Suppose that you used $ 100 of your credit and repaid it in 30 days. The cost would be 90 cents. Karen Barber: Another possible source of loans is a life insurance strategy. Anyone who owns this type of insurance may borrow up to the amount of its cash value. The amount the insurance company will pay in case of death is reduced by the amount of the loan. For instance, suppose that someone with $ 10,000 of insurance borrows $ 2,000 and dies leaving the loan unpaid. The insurance company would pay only $ 8,000 to the person entitled to receive the money. Louise Richard: Borrowing from pawnbrokers is both simple and expensive. In exchange for a loan the borrower leaves some item of value such as jewelry, a camera, a musical instrument, or clothing. Usually the amount of money received is far less than the actual value of the item left. When a borrower repays the loan plus interest, the pawnbroker gives the item back. If the loan is not paid within a year, the pawnbroker gets his or her money by selling the item. Jodie Morse: When money is urgently needed, people may agree to pay any price for a loan. Too late, they may find themselves in the clutches of loan sharks. A loan shark is an unlicensed lender because their rates are higher than the law allows, sometimes 1,000 percent or more a year. Borrowers are hardly ever capable of repaying their loans. It is all they can do to pay the interest. Borrowers who fail to pay the interest on time have been threatened with injury. Now match each of the persons to the appropriate statement. Note there are two extra statements. Statements A A person can borrow as much as his life insurance's cash value. B The lender gets huge profits. C The borrowers may not take as long as they want to repay their loans. D If the loan is not paid in a year, the item belongs to the lender. E Borrowing from their parents or relatives is the easiest or the best loan source for the young consumers. F The consumers without good credit can borrow money from their parents or relatives. G The interest rate of the commercial bank is the lowest. For example, the cost would be 360 cents if you borrowed $ 200 and repaid it in 60 days.

填空题Marlin

填空题Roy: Stand in front of the mirror and say, "Here is our future" five times without stop. A leader"s most important job at any organization is to lay out a road map to the future. If you can"t provide that direction, you"re a manager-not leader. Your vision must be real, practical, and something people can believe in. A good leader should have the guts to make decisions while there"s still risk in them. Fred: Identify five key areas that need improvement in your company or division and keep at them until you get them right. Your list might include such things as cost containment, quality, or customer satisfaction. And then set tough targets for each one, and hold people accountable for results. At last a good leader should measure, monitor, and review progress on a timely basis and reward results. Kevin: The internet lets your customers sound off and tell you exactly what they like or don"t like about your business. Listen to them. Get out into the markets you serve, and ask your customers for feedback. Make the necessary changes to improve service or else you may find yourself with fewer customers (and eventually, out of business). Victor: Your staff is your most important asset-in good times and in bad. Hire ambitious people who are team-builders and good communicators, who can lead the organization in turbulent times without panicking. Nurture and reward the top 20% of your staff who produce 80% of the result, and actively weed out the bottom 10% who give you 80% of the headaches. Herbert Keep your moral compass at all times especially when you need to make a difficult decision. Make sure you also have a management team what you trust and respect. Operate on the motto: Take care of your customers and the people who take care of your customers and the growth and profit will take care of themselves. Now match each of the people (61 to 65 ) to the appropriate statement. Note: there are two extra statements. Statements A. A good leader should hire the best. B. A good leader should make technology friend. C. A good leader should lead by example. D. A good leader should give directions. E. A good leader should select future leaders. F. A good leader should honor his customers. G. A good leader should focus on certain areas in the company and improve them.

填空题I can"t believe the kind of rubbish that some people call art. Yesterday, my girlfriend dragged me to a modern art 1 to see an exhibition she had read about in the paper. It was five or six so-called installations made of bits of plastic, wood and paper that 2 just to have been thrown on the floor. It was a mess, basically—just like the floor in my sister"s house when my two-year-old nephew"s left all his toys out, but less 3 . Come to think of it, 4 you had given those bits of plastic, wood and paper to ray nephew, he could probably have 5 something just as good. I guess, sometimes, the cleaners end up throwing art like that in the bins at the end of the day, 6 they must find it hard to work out what"s an exhibit and what"s just 7 I think that if a painting or an installation looks like something I could have done myself in fifteen minutes, it doesn"t 8 to be called art. But when I say that, people like my girlfriend say I"m "uncultured." I think a lot of the people who say they 9 the kind of stuff we saw yesterday are just pretending—deep down they know it"s rubbish but they don"t want to be the first one to admit it because, unlike me, they"re 10 of being looked down on. A. afraid B. appreciate C. because D. colorful E. created F. deserve G. dislike H. gallery I. if J. litter K. object L. proved M. seemed N. serious O. when

填空题John Leaver

填空题Arthur Dennis

填空题Miss Slater

填空题Mary Sand

填空题Liza

填空题Richard: In my opinion, smoking is only an amusement, like playing cards, reading, etc. Many years ago, when an adult handed me a cigarette and lit it for me, I felt grown up. When I am with friends and have nothing to say, we smoke, consequently we no longer feel embarrassed. Sometimes, I light a cigarette, suffering and nervousness vanishing with the smoke, I can't help saying inwardly: Hello, cigarette, my old friend, I'm coming to meet you again. Stanton: Many people believe smokers have the right to smoke. But they also believe that others shouldn't have to pay a price. The risk of tobacco smoke is greater than the risk of radon gas is to non-smokers. We're talking maybe 40 percent greater. And if you're talking about all the carcinogenic air pollutants that EPA regulates, it's 100 times greater. Davis: According to our investigation, tobacco smoke in the home and workplace could be killing 46,000 non-smokers each year in the United States. That's 3,000 lung cancer deaths, 11,000 from other cancers and 32,000 heart disease deaths. That would make passive smoking the leading preventable cause of death in the United States after alcohol and smoking itself. Smoking kills 390,000 while alcohol 120,000. James: Passive smoking has become the principal battleground for the tobacco industry and its opponents in the 1980s. It is no longer merely a health issue, but political and environmental. Cigarette pollution is fouling the air. According to the Environmental Protection Agency's indoor air program's result, we know that the indoor environment is far more polluted than the outdoor environment. We've seen that again and again wherever we've looked all over the United States. Winston: Sir, another fact about smoking is that cigarettes give people a good deal of pleasure. There is considerable evidence, surprisingly little publicized, showing that smoking produces certain beneficial effects in human beings. Smoking counteracts some decrease in efficiency, and smokers improve their performance in complex situations while smoking. There is also evidence showing that nicotine can produce a tranquilizing effect during high emotional and shock situations, while on the other hand stimulating concentration in tedious situations. Statements A. Passive smoking is the third preventable cause of death. B. Smokers have the right to smoke. C. Smoking produces some positive effects in some complex situations. D. Second-hand smoke is more harmful to non-smokers than those cancer-inducing air pollutants. E. Cigarette pollution has caused outdoor environment even worse. F. Smoking can help people get rid of nervousness. G. Smoking is also an environmental issue.

填空题Part 5

填空题Reuters

填空题Mr. Fisher I'm an accountant and earn a good enough salary to live comfortably. Basically I'm family man, as long as I have a job which enables me to earn enough money to live, I'm happy. I find a comfortable life compensates for the fact that I have a routine life and three weeks holiday per year. I enjoy my profession up to a point, but it certainly doesn't rule my life. As soon as I get home I forget about the office. I would say basically I work to live. Miss Burnes I'm a school teacher and I like my job very much. Work plays one of the most important roles in my life. It gives me the satisfaction I need and a role in society. As far as I am concerned, I must enjoy whatever I do—even if the salary is low—otherwise I feel it isn't worth doing. Mr. Evans I used to work in industry. At that time I had a good salary and a job which involved a lot of travelling abroad. I always felt I was in the wrong job. I felt tense all the time and I suddenly realized that, in spite of security and what seemed to my friends to be an exciting job, I'd stopping enjoying simple but important things. So five years ago, I gave up the job and became a journalist and photographer. I'm very happy now because I'm doing what I want to do. Mr. Smith I'm satisfied with my job. It's coming to grips with the problems of my subject and with the problems of teaching in the University. Clearly this is the type of satisfaction that most people doing what we call in England "white collar" jobs. This is quite different from the sort of craftsman, who is either working with his hands or with his skills on a machine, or from people perhaps who are using artistic skills which are of different character. They get the sort of physical job satisfaction from their jobs. But what I get is different. Mrs. Kramer I think in our present day society, for most people work has very little value at all. Most of us go out to work for about eight to nine hours of our working day. We do things which are either totally futile and totally useless or have very little justification whatsoever, and for most of us the only reason for working is that we need to keep ourselves alive, to pay for somewhere to live, to pay to feed our children. And that's also what I think of the value of my work.StatementsA. I regard work as a means to an end.B. My work gives me mental satisfaction.C. I live to work.D. To work is a human need.E. I changed my job to do what I enjoy.F. I work because I have to.G. Work gives me a sense of independenc

填空题Catherin

填空题Julia Minifie

填空题Norman Garrard: I went to the local grammar school. It was an all-boys' school, and we all had to wear uniform. We didn't mix much with children from other schools. It was a bit snobbish, I suppose. The syllabus was very academic. I wish the school had been co-educational. I was terribly shy of girls for a couple of years after I left school simply because I hadn't met many. Freddie Tipper: I left school when 1 was 15, and I was glad to get out. I wanted to start earning a living as soon as possible in the real world. Most of the teachers were boring, and they didn't seem to understand us. I think teachers are overpaid, and their holidays are too long. I don't know what they're always complaining about. Samantha Wharton: I was at a big comprehensive—nearly 2000 students. Because it was so big there was a wide choice of subjects and I liked that. I suppose it was a bit impersonal sometimes. I often wished it had been smaller, but the teaching was very good and there were lots of extra activities. I played in the school orchestra and helped to produce the school newspaper. William Bunter: I went to Eton, actually. I suppose I had a very privileged education. Academic standards were very high and I was able to go on to Oxford. The thing I remember most is the comradeship. The friendships I made there have lasted through my life. My only regret about boarding-school is that I didn't get to know my parents very well. I didn't see much of them after the age of eight. Darren Andrews: I went to a little village school. We were all together—boys and girls of all ages. It was like one big, happy family. It was difficult for the teacher of course—different ages and abilities—but the older children helped the younger ones. I think it was a good preparation for life. My school days were very happy. I never passed any exams, but I don't regret going to my little village school. Now match each of the speakers (16 to 20) to the appropriate statement. Note: there are two extra statements. Statements[A] I appreciated close relationship with my friends.[B] Teachers should be better paid.[C] I didn't have chance to meet many girls.[D] I was satisfied with our school activities.[E] I was glad to spend every weekend with my parents.[F] Working is better than studying.[G] I didn't have any good marks.

填空题Michael Kent

填空题Abbey: You can always recognize dieters from the sour expression on their faces. They spend most of their time turning their noses up at food. They are forever consulting calorie charts, gazing at themselves in mirrors, and leaping on to weighing-machines in the bathroom. They spend a lifetime fighting a losing battle against spreading hips, protruding tummies and double chins. What a miserable lot dieters are! Marlin: I began making some dietary and lifestyle changes during my second year of college and have been eating this way ever since. I like the way I feel when I don't eat animal foods so much more than the pleasure I used to get from eating them. I have much more energy; I need less sleep; I feel calmer; I can maintain an ideal body weight without worrying about how much I eat, and I can think more clearly. Maggie: During my first year of college, I gained forty pounds when I began throwing the javelin. For the next twenty years, I carried all of this extra weight and kidded myself that I was in good shape since that's what I weighed in college. Now that I've lost all that extra weight, I feel great! People say all the time, "Well, how do you live without eating cheeseburgers or this or that?" and I say, "You just don't. It's not even an option. It's not that hard once you get on it. " Belinda: If you are on a diet, you're always hungry. You can't be hungry and happy at the same time. All the horrible concoctions you eat instead of food leave you permanently dissatisfied. A complete food it may be, but not quite as complete as juicy steak. So at least three times a day you will be exposed to temptation. How miserable to watch others tucking into piles of mouth-watering food while you tuck a water biscuit and sip unsweetened lemon juice! And if hunger just proves too much for you, in the end you will lash out and devour five huge guilt-inducing cream cakes at a sitting. Then things will turn out to be even worse. Wood: I went on diet when my doctor told me that my blood pressure tended to be high. Only at that time did I realize the danger of being overweight. Since I began making dietary changes in 1982, eating this way has become increasingly accepted. I don't feel I've lost something after dieting. Instead, I've got something valuable. That is good health. Statements[A] Being on a diet is a torture.[B] I feel better with vegetarian food.[C] I lost weight after dieting.[D] I began dieting for the sake of health.[E] Dieting enables people to eat more than they need.[F] Dieting simply causes endless worries.[G] Dieting does more harm than good to one's health.

填空题Petty Quain

填空题Joan Thomas: My husband has been reduced to the condition of a vegetable. Keeping him alive is meaningless now. I'm sure that if he could speak, he would beg us to switch off that oxygen machine. Why can't he die of dignity? Seeing him in this condition is causing us all great suffering. He has been in a coma for more than five months and is being kept alive by this machine which supplies him with oxygen. I have applied to a court for permission to have the machine switched off. I believe that he would rather have died peacefully than prolonged suffering for such a long time.Doctor Williams: Mr. Thomson is clinically alive, but he has absolutely no chance of recovery. His brain has been irreparably damaged by the coma. He could remain in this condition for years. Frankly speaking, that would benefit nobody. Hospital beds are scarce and medical staff are very busy. Hundreds of patients are waiting to be treated. I would be wrong to keep Mr. Thomson here and to refuse other patients who do have a chance of recovery. If his relatives request us to switch off the machine and if the court gives us the permission, we will stop all the treatment and allow him to die a natural and painless death.Doctor Fitzsim: I'm very surprised that Doctor Williams approves of Mrs. Thomas's court application. A doctor's duty is to save people's life in whatever way he can. A doctor can never say definitely that his patient has no chance of recovery, however bad the situation may seem. I've seen patients in the same conditions suddenly regain consciousness after several months and become relatively healthy again. Human life is far too invaluable to put an end to it for the convenience of others. Medical science has made great progress over the last 20 years with the development of new drugs and operational techniques. Many diseases can now be cured and the lives of incurable patients may be prolonged.Graham Blanchard: Right now, there are thousands of incurable patients lying helplessly in bed, suffering pain and misery and wishing they could be allowed to die. But the doctors are afraid to help with their death for fear of legal or professional impact. I propose that doctors be allowed to discontinue treatment or administer lethal doses of painkillers if requested to do so by patients suffering from incurable diseases, or, in the case of Mr. Thomas, by their relatives. It's time the law recognized the fact the people not only have a right to live in dignity, they also have the right to die in dignity too.Sidney Best: Any doctor who, with the intention of putting an end to the life of a patient, performs acts which lead to the death of patient, may be convicted of murder, under the present law. No court is empowered to give the right to do such acts and therefore Mrs. Thomson's application is certain to be rejected. But if parliament passes Mr. Blanchard Bill, the situation will change drastically. Doctors will be given the right to kill patients on request, thus making helpless patients in all kinds of dangers. There might be conspiracy between doctors and potential heirs, spouses wishing to remarry, even potential receivers of organ transplants. The intention of this Bill many be good, but the possibilities of abuse are too numerous for it to be passed. Now match each of the persons (61 to 65) to the appropriate statement. Note: there are two extra statements. Statements[A] A doctor's duty is to save his patient's life not to end it.[B] Doctors should be given the right to decide whether to stop an incurable patient's life.[C] My husband should be given the right to die of dignity.[D] It would be better for everyone that Mr. Thomas die a natural and painless death.[E] Doctors are afraid of mercy killing.[F] We should not pass the Bill for mercy killing, simply because it would put many patients' lives in danger.[G] People have the right to die in dignity.