单选题Bank of America, holding company for the San Francisco-based Bank of America, was once unchallenged as the nation's biggest banking organization. At its peak, it had more branches in California — 1,100 — than the US Postal Service. It was also a highly profitable enterprise. But since 1980, Bank of America's earnings have been down or flat. From March 1985 to March 1986, for example, earnings per share dropped 50. 8 percent. Samuel H. Armacost, president and CEO, has confessed that he doesn't expect a turnaround soon. Some of Bank of America's old magic seems to have rubbed off on New York's Citibank, perennial rival for top banking honors. Thanks to aggressive growth policies, Citicorp's assets topped Bank of America's for the first time in 1983 and by a healthy margin. Citibank has also been generating profits at a fast clip, enabling it to spend lavishly on campaigns to enter new markets — notably Bank of America's turf in California. The bad times Bank of America is currently facing are partly the result of the good times the bank enjoyed earlier. Based in a large and populous state and operating in a regulated environment, Bank of America thrived. Before deregulation, banks could not compete by offering savers a higher return, so they competed with convenience. With a branch at every crossroads, Bank of America was able to attract 40 percent of the California deposit market — a source of high earnings when the legal maximum payable to depositors was much lower than the interest on loans. The progressive deregulation of banking forced Bank of America to fight for its customers by offering them competitive rates. But how could this mammoth bureaucracy, with its expensive overhead, offer rates as attractive as its loaner competitors? Pruning the establishment was foremost in the minds of Bank of America policymakers. But cutbacks have proceeded slowly. Although the bank is planning to consolidate by offering full services only in key branches, so far only about 40 branches have been closed. Cutbacks through attrition have reduced the work force from 83,000 to fewer than 73,000; wholesale layoffs, it seems, would not fit the tradition of the organization. And they would intensify the morale problems that already threaten the institution.

单选题cough

单选题accountant

单选题Look at the ten statements for this part. You will hear a talk about "A New Change of American Immigration System ". Decide whether you think each statement is right(R), wrong(W)or not mentioned(NM). Mark your answers on your Answer Sheet.

单选题The function of the office is to perform administrative work. First, it must provide the necessary communications with customers, banks, government departments, and other outside organizations. Second, it must serve the information requirements within the company itself. In order to meet these needs efficiently, the office manager must employ the most appropriate business methods, system and equipment. In an efficient administrative structure, clerical operations are organized so that they add to the profitability of the business. However, in many countries, the number of clerical staff has increased, the total number of workers employed in production has fallen. In Britain, for example, the total force in the years 1919 — 1976 went up by 24%, while the number of people who are employed in clerical work increased by 150%. For country as Britain, which depends on manufacturing base, that can mean inefficiency. To ensure that office service run smoothly, there must be means to check, sort, copy, and file correspondence and other paperwork. Today there is a growing range of machines that can be used to such jobs. The size and the resources of a company will determine how mechanized or computerized its office systems are. The office must give maximum service at minimum cost. A balance must be kept between producing, marketing and administration. As a company develops and grows, the contribution of administration will vary in kind and in value. The most important objective in modern offices is the processing of data in order to provide a means of business control, but in many companies there are weaknesses in the ability to manage communications efficiently. For example, some data are often used only by individual managers and different departments in the same company may use the different processing data systems. In order to contribute to business efficiency, however, data processing must be a centralized service. The system, which is required, is one that looks at the total needs of a business and therefore assists management in making appropriate decisions quickly.

单选题The teacher warned that whoever was caught ______ during the test would be punished.

单选题You may now commence reading.

单选题Last year there was a great rise in the volume of imports from Japan.

单选题Read the following passage and choose the best word for each space. For questions 26~45, mark one letter A, B, CorD on the Answer Sheet. One hundred and thirteen million Americans have at least one bank-issued【C1】______card. They give their owners automatic credit in stores, restaurants, and hotels, at home, across the country, and even【C2】______. and they make many banking services available as【C3】______. More and more of these credit cards can be read automatically, making it possible to withdraw or【C4】______money in scattered locations,【C5】______the local branch bank is open. For many of us the "cashless society" is not on【C6】______— it's already here. While computers offer these【C7】______to consumers, they have many advantages for sellers too. Electronic cash registers can do【C8】______than simply ring up sales. They can【C9】______a wide range of records, including who sold what, when, and to whom. This information allows businessmen to keep【C10】______their list of goods by showing which items are being sold and how fast they are moving. Decisions to reorder or【C11】______goods to suppliers can then be made. 【C12】______the same time these computers record which hours are busiest and which employees are the most efficient,【C13】______personnel and staffing assignments to be made【C14】______. And they also identify【C15】______customers for promotional campaigns. Computers are relied【C16】______by manufacturers for similar reasons. Computer-【C17】______marketing reports can help to decide which products to emphasize now, which to develop for the future, and which to drop. Computers keep track of goods in stock, of raw materials【C18】______hand, and even of the production process itself. 【C19】______other commercial enterprises, from theaters to magazine publishers, from gas and electric utilities to milk processors, bring better and more【C20】______services to consumers through the use of computers.

单选题data

单选题Read the following article and choose the best word, for each space. For questions 26-45, mark one letter A, B, C or D on your Answer Sheet. Internet Clones Youku isn't the Chinese YouTube and Renren isn't the Chinese Facebook. That realization hasn't【C1】______on investors, who continue to pile into Chinese Internet stocks with【C2】______discrimination. The Chinese Internet story certainly is compelling. With more than 450 million online, the Chinese Web boasts more【C3】______than any other in the world. Brokerage CLSA expects that number to increase to more than 800 million by 2013.【C4】______important, rising incomes and low levels of e-commerce penetration mean online sales and advertising should increase .【C5】______an even faster clip. Mainstays of the sector Baidu and Sina have more than doubled in【C6】______in the past 12 months. Online-video platform Youku【C7】______.nearly doubled since its trading debut in December, 2010. Social-networking site Renren hopes to【C8】______$584 million when it【C9】______on the New York Stock Exchange in May. But not all Internet firms are created equal. Despite a passing similarity to U.S. peers, the Chinese newbies are【C10】______by the comparison. Take Youku, which, according to Internet research firm Analysis,【C11】______for just 20% of China's fragmented online-video space.【C12】______numbers vary, YouTube commands a much larger share of the U.S. online-video market yet it remains unclear【C13】______profitable it is. Renren, meanwhile, started life as a Facebook clone. The user interface looks the same, but in terms of market【C14】______they are different. According to Web analysis firm comScore, in March, Facebook had 153 million active monthly users in the U.S.【C15】______to about 60% of the online population. Renren's 31 million, up from 24 million at the end of 2010, means it has 7% of Chinese Internet users. That means it has【C16】______to expand but doesn't have the lock on the market Facebook【C17】______And it faces tough competition if it tries to expand out of its student niche. Meanwhile, its recent surge in users looks.【C18】______It added seven million monthly active users in the first three months of 2011, the same as total【C19】______in 2009 and 2010 combined. That is tough to explain as Renren is facing stiff competition for users.【C20】______Sina's Weibo microblogging platform. Everyone wants a piece of the Chinese Facebook, but in a competitive sector investors should consider the possibility they are buying a piece of the Chinese Friendster.

单选题The men in the mines stopped working when they heard the whistle ______.

单选题It was essential that all the necessary documents ______ in to the personnel office.

单选题Most little shops have been absorbed into big businesses.

单选题Several aircrafts are standing at the field.

单选题award

单选题I can never repay her much kindness to me.

单选题The company is launching a new model next month.

单选题Questions 24-30 ·Look at the questions for this part. ·You will hear a passage about "Migration in the 19th Century ". You will listen to it twice. ·For Questions 24-30, indicate which of the alternatives A, B, or C is the most appropriate response. ·Mark one letter,4, B, or C on the Answer Sheet.

单选题The pretty girl gave me a glance.