单选题Listentopartofalectureinasociologyclass.Nowgetreadytoanswerthequestions.Youmayuseyournotestohelpyouanswer.
单选题Economics: Bank
Professor: The basic role of a bank is concerned with ______ money. The banking system can be ______ the earliest time of writing and has ______ today. The term bank is meant to ______ that holds the proper authority to undertake banking services, usually ______ a supervisory board. There is also the term nonbank. This is an institution which is limited in the financial services it provides and ______ necessary to be deemed a bank. The word bank comes from a German word meaning bench ______ the Italian word "banca". The two related terms, ______ are also from Italian, banca rotta, a broken bench, or a bank that is out of business. In the past in northern Italy, people lending money had a bench or table on which they ______ and it is from this that we have these words today.
Although each banking corporation has a ______, they still remain some of the ______ corporations. Take Citigroup as an example. It only has a 5% market share, but has been the most profitable company in the world for the last three years. If Citigroup ______, as Home Depot, Wal-Mart or Starbucks are in their fields with a 30% market share, then it would ______ than the top 10 non-banking U.S. industries combined.
To remain profitable in a market that is always changing, banks have had to implement many different ______. To ______ investment and insurance firms, the Gramm-Leach-Bliley Act was ______. Bringing all three together is the answer to what people were looking for—an institution where they could ______—banking, investments and insurance. As one institution would be able to sell ______, it would increase its chances in being able to earn more money.
Banks have also changed the way that interest is ______. People who are believed to be a bigger risk ______. This reduces the losses as a result of bad loans and ______ for people who have better credit histories. It also gives people who are more of a gamble, the chance to borrow money.
The ways that people can ______ has also increased from cash to debit cards, prepaid cards, smart cards and credit cards. It is now ______ and to purchase big ticket items over time. The downside of this is that people run the risk of overspending and ______. Banks earn money from interest and other service charges from customers who use these cards and from companies that ______. The main difficulties that banks face today when trying to increase their profits include limiting regulations and competition from other financial institutions.
单选题Glaciers, (mass) of ice that flow (outward) from ice caps, cover (about) one-tenth of earth's (land) area.
单选题___________ , such as jazz, are often played from memory rather than from a written score.
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单选题In paragraph 3, the author mentions diagrams as an example of a new way to
单选题Nitroglycerin is an unstable chemical compound that is very sensitive to sudden movement-----dangerous to transport.
单选题Listen to Track 87.
A. The man waited too long to apply to City College.
B. The man should not attend Hooper University.
C. The man will be able to do what he wants to do.
D. The man is very unlucky.
单选题Like bats, dolphins use echolocation—pulses of high-frequency sound—both to find prey and for explore their environments.
单选题Listen to Track 72.
A. He agrees with the professor completely.
B. He is surprised by the professor's point of view.
C. He is not familiar with the topic the professor is discussing.
D. He can offer a solution to the problem being discussed.
单选题Although have there been better singers and actresses than Ethel Waters, none typifies the rise from rags to riches more dramatically than she
单选题Which of the following birds are mentioned as those that build nests that include unusual objects?
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单选题Psychoanalysis is a form of therapy that attempts to eliminate conflict by alter the personality in a positive way.
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单选题The author mentions the trail pheromone of the leafcutter ant in line 11 to point out
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单选题Listening5"SociologyClass"
单选题Found in all oceans thevarious species {{/U}}of electric rays use the charge they can generate for both stunning prey or {{/U}}warding off predators.
单选题.It was not until the 1920’s that pollution came to be viewed by many as a threat to the health of live on Earth.