单选题Market risk refers to the risk of ______.

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单选题______ is a term generally used to denote the purchase of obligation falling due at some future date.

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单选题The beneficiary will have to comply with excessive details requested by the bank.

单选题 Open account is an arrangement between the seller whereby the goods are manufactured and delivered before payment is required. Open account provides for payment at some stated specific future date and without the buyer issuing any negotiable instrument evidencing his legal commitment. The seller must have absolute trust that he will be paid at the agreed date. The seller should recognize that in certain instances it is possible to discount open accounts receivable with a financial institution.

单选题The money market is a dealer market where, over the telephone or through electronic systems, ______. A. a broker receives commission to act as an agent B. the investors are trading on a central trading floor C. firms buy and sell securities in their own accounts, at their own risk D. individual investors can trade on the exchange

单选题 Directions: In this section, you will hear three short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.{{B}}Passage One{{/B}}

单选题Such developments could cause international investor to ______ down their demand for US dollar assets.

单选题A.Themoneymarkets.B.Thebanks.C.Theinternationaltrade.D.Thebuyingofgoodsinthemarkets.

单选题Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

单选题An account that two or more people hold is a ______.

单选题With no interest rate ______ on deposits or restrictions on maturities, banks can offer any deposit product customers demand.

单选题 Investment institutions {{U}}(26) {{/U}} the third major category in our financial system. These institutions combine the relatively small amounts of savings from many individuals and invest the {{U}}(27) {{/U}} in financial assets. Mutual funds purchase corporate stocks and bonds as well as government securities. Real estate investment trusts invest in {{U}}(28) {{/U}} and mortgages. Money market funds invest in short - term debt securities. While individual investors can invest directly in such securities, investment institutions {{U}}(29) {{/U}} small investors diversification and experienced management of their funds. The fourth category consists of financial companies. These companies provide loans directly to consumers and businesses. Sales and consumer finance companies lend to individuals. Sales finance companies finance installment loan purchases of automobiles and other {{U}}(30) {{/U}} goods. Consumer finance companies provide small loans to individuals and households. The fifth category consists of securities market institutions that are involved in the savings - investment process and the marketing and transferring of claims to wealth. Credit -reporting and credit-rating organizations aid lenders in deciding whether to extend credit to consumers and businesses.

单选题If you need money I can ______ you some. A. pay back B. borrow C. lend

单选题 Directions: There are 10 blanks in the following passages. For each blank, there are four choices marked A, B, C and D.{{B}}Passage One{{/B}} Liquidity risk arises from the inability of a bank to accommodate unexpected decreases in {{U}}(56) {{/U}} or to fund increases in {{U}}(57) {{/U}} . When a bank has {{U}}(58) {{/U}} liquidity, it cannot obtain sufficient funds, either by increasing liabilities or by {{U}}(59) {{/U}} assets promptly, at a reasonable cost, thereby affecting profitability. In extreme cases, insufficient liquidity can lead to the {{U}}(60) {{/U}} of a bank.

单选题A.anationalelectronic-moneysystemB.abank-cardsystemC.loweredincome-taxratesD.fund-transfertechnology

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单选题You customer asks your bank to handle a colleetion outwards on his behalf. Your bank are ______.