单选题A.PleaseaskyourLondonbanktohandoutthis.B.Pleaseaskyoursubsidiarybanktodothis.C.PleaseaskasimilarLondonbanktodealwiththeproblem.D.PleaseaskthebankinLondonwhichhasacorrespondentrelationshipwithyoutodealwiththeproblem.

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单选题State interference carried with it an implied guarantee, so bankers paid no heed _____ the financial risks they were undertaking.

单选题 Directions: Read the following passages and determine whether the sentences are "Right" or "Wrong". ff there is not enough information to answer "Right" or "Wrong", choose "Doesn't say".{{B}}Passage One{{/B}} The most basic tool of the accountant is the accounting equation. This equation presents the assets of the business and the claims to those assets. Assets are economic resources of a business that are expected to be of benefit in the future. Cash, office supplies, merchandise, furniture, land and buildings are examples. Claims to those assets come from two sources. Liability are outsider claims, which are economic obligations, debts payable to outsiders. These outside parties are called creditors. For example a creditor who has loaned money to a business has a claim—a legal right—to a part of the assets until the business pays the debt. "Insider claims" are called owners equity or capital. These are the claims held by the owners of the business. An owner has a claim to the entity's assets because he or she has invested in the business. Owners' equity is measured by subtracting liabilities from assets.

单选题There will be no control over retail deposit interest rates and a flexible management of large amount deposit interest rates.

单选题Deposits, taken within the territory of the People’s republic of China by a foreign financial institution shall not exceed _______ percent of its total assets.

单选题A charter party bill of lading is usually ______.

单选题By purchasing government securities commercial banks are ______.

单选题The bank charges a ______ to cover the cost of bookkeeping.

单选题Five years ago, the DCA Corporation issued 20-year bonds with a coupon rate of 12%. If the investors’ required rate of return (IRR) on these bonds is currently 9%, the bonds will be priced: ()

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单选题 A credit card is a plastic card (or its equivalent) to be used upon presentation by the cardholder to obtain money, goods, or services, possibly under a line of credit established by the card issuer. The cardholder is billed for any outstanding balance. Credit card customers are given a credit limit on the credit card account and can buy goods and services up to this amount. Normally, banks will set different credit lines to the different groups of cardholders. Every time cardholder uses a credit card for purchasing, he/she must sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card. Copies of the sales slips have the details of the card and they also show the details and amount of the sale. Each month the cardholder receives a statement from the bank which details all the trans- actions in the month, together with the total amount outstanding and any minimum amount that needs to be paid. When the full balance is not settled each month, the cardholder is charged a compound interest ( say 0. 05% ) on the outstanding balance , and this is supposed to provide the bank with a main source of income ( although in China , this revenue is still low because people are reluctant to run into debt) . Other two major sources of credit card services are the annual fee from the cardholders and the percentage of the sales revenue as the commission paid by the seller.

单选题 Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer.

单选题 Passage 2 Bankers' acceptances often arise in foreign trade. A business buying goods from abroad where it is not well known and does not have other credit arrangements will first obtain a letter of credit from its own bank. The letter will authorize the foreign seller to draw a draft on the company's bank. It can be made payable on sight, that is, upon presentation, payable upon arrival of merchandise, or payable in a fixed number of days. A draft can be made payable in, say, 30 days after it is presented to the bank against which it is drawn. This draft can be discounted at the seller's bank so that the seller receives immediate payment. If this is done, the draft can be sent through correspondent banks back to the domestic bank against which it is drawn. The domestic bank can buy the draft, a short-term loan agreement to be paid by the company buying the goods abroad. This action would tie up bank funds. Alternatively, the bank can stamp the draft "accepted" with the appropriate signature, thereby indicating that the bank guarantees the draft, and then sell it in the secondary market.

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单选题The handy ATM/debit card you've packed for your big overseas vacation may be packed with fees. Many banks charge fees whenever a customer uses an ATM/debit card outside the United States. Debit cards, such as the Visa Check Card and MasterCard Money, are linked to a cardholder's checking account and can be used for purchases and to withdraw money from overseas ATMs. Foreign-fee double whammy. Most banks zap customers with USD1.50 to USD5 fees for using overseas ATMs. And now some major banks are charging customers 2-percent fees for each debit card purchase made while traveling abroad. These new fees come on top of 1 percent fees long charged by Visa and MasterCard for transactions involving foreign currency. "If your bank is adding 2 percent it's simply because they see it as a way of getting extra money out of you," says Ed Perkins, a nationally syndicated travel columnist and consumer advocate. "By the time your bank gets the charge it's already in dollars. " When you make a purchase with a credit card or debit card, you pay an overseas merchant in local currency. But the charge that shows up on your credit card bill or bank statement is in US dollars.

单选题Before making a loan, potential lenders determine the borrower's ability to meet ______

单选题According to the passage, none of the following statements is correct except ______.

单选题If the price of a good changes, both the substitution effect and the income effect reinforce each other, then the good is a(n) ______. (a)normal good. (b)inferior good. (c)Giffen good. (d)None of the above.

单选题None of the following is a company's operating cash needs except ______.