单选题According to the passage, the "charter party" means ______.

单选题When one country's potential GDP is higher than its real GDP, this means: ()

单选题Cutting taxes can lower investment through its impact on interest rates. This is an example of the: ()

单选题Under FOB terms the bill of lading would state goods ______.

单选题Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

单选题The primary source of funds of fire and casualty insurance companies includes ______.

单选题Under D/A, documents are ______.

单选题The auditing authorities can not exercise the audit control over a commercial bank.

单选题{{B}}Section One{{/B}} Directions: In this section, you will hear short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

单选题The unemployment due to economic recession should be considered as ______. (a)frictional unemployment. (b)structural unemployment. (c)cyclical unemployment. (d)seasonal unemployment.

单选题A bond is issued by a guarantor, usually a bank or an insurance company, on behalf of exporter. It is a guarantee to the buyer that the exporter will fulfill his contractual obligations. If these obligations are not fulfilled, the guarantor undertakes to pay a sum of money to the buyer in compensation. This sum of money can be anything from 1% to 100% of the contract value. If the bond is issued by a bank, then the exporter is asked to sign a counter indemnity which authorizes the bank to debit his account with any money paid out under the bond. Bonds are usually serried in connection with overseas contracts, or with the supply of capital goods and services. When there is a buyer's market, the provision of a bond can be made an essential condition for the granting of the contract. Middle Eastern countries commonly require bonds, but nowadays many other countries also require them. Most international aid agencies, such as the World Bank or the European Development Fund, and most government purchasing organizations in the developing world, now require bonds from sellers.

单选题International payments and other messages are often sent through an international computer network called ______.

单选题If both nominal GDP and the level of prices are falling, it is evident that ______. (a)real CDP is constant. (b)real GDP is falling but not as rapidly as prices. (c)real GDP is rising. (d)No conclusion can be drawn concerning the real GDP of the economy on the basis of this information.

单选题With China"s entry into time World Trade Organization, China has decided to implement a phased reform of the wholly state - owned commercial banks. The first phase of restructuring aims at making them profit - driven entities with sound internal controls, internationally compatible prudential accounting rules, well- designed incentive structures and appropriate disclosure standards. In the second phase, they will be transformed into joint - equity commercial banks on a case- by - case basis provided they meet certain conditions. The third phase envisages publicly listing them depending on their qualifications. The joint - equity banks are an emerging force among the commercial hanks. They operate entirely on a commercial basis and mainly serve the local economic development in large and medium- sized cities. The development of these banks contributes to competition, efficiency in financial intermediation and thereby soundness of the banking system. The reform of time financial system and particularly the diversification of banking institutions have increased competition in the banking sector and improved financial services in China. Apart from the traditional deposit taking and lending business, commercial banks now offer a broad range of intermediary services such as international settlement, bankcards, private banking, and financial consulting.

单选题Another name for junk bonds is ______. A. high- yield securities B. non- investment grade securities C. speculative investment securities D. any of the above

单选题Under negotiation credit, the credit ______.

单选题Which of the following belongs to semi - variable costs?

单选题In extending loans, one of the principles that a commercial bank persists in is ______. A. free from interference of local government B. against collateral C. based on sole responsibility to its profits and losses D. in pursuance of the law of the People's Bank of China