I don't mind______criticism, but if you are just going to insult me I am not staying.

The early retirement of experienced workers is seriously harming the U. S. economy, according to a new report from the Hudson Institute, a public policy research organization. Currently, many older experienced workers retire at an early age. According to the recently issued statistics, 79 percent of qualified workers begin collecting retirement benefits at age 62; if that trend continues, there will be a labor shortage that will hinder the economic growth in the twenty-first century. Older Americans constitute an increasing proportion of the population, according to the U. S. Census Bureau, and the population of those over age 65 will grow by 60% between 2001 and 2020. During the same period, the group aged 18 to 44 will increase by only 4%. Keeping older skilled workers employed, even part time, would increase U. S. economic output and strengthen the tax base; but without significant policy reforms, massive early retirement among baby boomers seems more likely. Retirement at age 62 is an economically rational decision today. Social Security and Medicaid earnings limits and tax penalties subject our most experienced workers to marginal tax rates as high as 67%. Social Security formulas encourage early retirement. Although incomes usually rise with additional years of work, any pay increases after the 35-year mark result in higher social Security taxes but only small increases in benefits. Hudson Institute researchers believe that federal tax and benefit policies are at fault and reforms are urgently needed, but they disagree with the popular proposal that much older Americans will have to work because Social Security will not support them and that baby boomers are not saving enough for retirement. According to the increase in 401 (k) and Keogh retirement plans, the ongoing stock market on Wall Street, and the likelihood of large inheritances, there is evidence that baby boomers will reach age 65 with greater financial assets than previous generations. The Hudson Institute advocates reforming government policies that now discourage work and savings, especially for older workers. Among the report's recommendations. Tax half of all Social Security benefits, regardless of other income; provide 8% larger benefits for each year beyond 65; and permit workers nearing retirement to negotiate compensation packages that may include a lower salary but with greater healthcare benefits. However, it may take real and fruitful planning to find the right solution to the early retirement of older experienced workers; any measures taken must be allowed to prolong the serviceability of older experienced workers. According to Hudson Institute researchers, the effect of the early retirement of qualified workers on the U. S. economy is ______.

There's too great a ______ of alcohol in Britain.

Having lived in the town for quite a few years

It is through learning that the individual ______ many habitual ways of reacting to situations.

Grand Teton National Park______the most scenic portion of the glaciated, snow-covered Teton Range.

Many poets and artists have drawn their ______ from Nature as well as the real life experiences of ordinary people.

Although his work was often ______ and ______

______ vastness of the Grand Canyon

One reason for the successes of Asian immigrants in the U. S. is that they have taken great______to educate their children.

The young man was deeply hurt because his proposal was rejected and, to a certain extent, ______ at by the group's members.

Her audience did not find these works easy to understand though today we found them more ______.

Henry is so arrogant after being promoted president of the company ______ accept the invitation to his former coworker's wedding.

For several years

Directions: em>Write an essay of no less than 200 words on the topic given below

Country life differs from city life in that a sense of community generally ______ the inhabitants of small villages together.

It will take us twenty minutes to get to the railway station, ______ traffic delays.

It is______understood by all concerned that the word no one who visits him ever breathe a syllable of in his heating will remain forever unspoken.

The basic structural reason for this problem is that information products are characterized by high