单选题A) within C) forB) during D) by
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单选题These instructions are important, so listen carefully while I ______ them again.
单选题 Questions 33 to 35 are based on the passage you
have just heard.
单选题The two missing pieces happened to be found in______.
单选题The author implies that reptiles ______.
单选题As physical exercise declines and diet expands, ________.
单选题Questions 23 to 25 are based on the conversation you have just heard.
单选题BQuestions 11 to 18 are based on the conversation you have just heard./B
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单选题Mr. Blair has come in the ________ of a legal adviser.
单选题When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt, the conversation is almost always about student loan debt. But there"s a growing body of evidence suggesting that today"s young adults are also drowning in credit—card debt—and that many of them will take this debt to their graves.
More than 20% overspent their income by more than $100 every single month. Since they haven"t built up their credit histories yet, it"s a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
Although many young people blame "socializing" as a barrier to saving money, most of them aren"t knocking back $20 drinks in
trendy
(时尚的) lounges. They"re struggling with much more daily financial demands.
To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn"t sustainable in the long run, and it"s going to put a huge drag on their spending power even after they reach their peak earning years, because they"ll still be paying interest on that bottle of orange juice or box of
spaghetti
(意式面条) they bought a decade earlier.
A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they"re slower at paying it off. "If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future," warns Lucia Dunn, professor of economics at Ohio State. "If Our findings persist, we may be faced with a financial crisis among elderly people who can"t pay off their credit cards."
Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life. Which could have loss implications for the credit card issuing banks."
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单选题The word "civility" in the last sentence of the passage could best be replaced by ______.
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Questions 19 to 22 are based on
the conversation you have just heard.
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