单选题 The big identity-theft bust last week was just a taste of
what's to come. Here's how to protect your good name. HERE'S
THE SCARY THING about the identity-theft ring that the Feds cracked last week:
there was nothing any of its estimated 40,000 victims could have done to prevent
it from happening. This was an inside job, according to court documents. A lowly
help-desk worker at Teledata Communications, a software firm that helps banks
access credit reports online, allegedly stole passwords for those reports and
sold them to a group of 20 thieves at $60 a pop. That allowed the gang to
cherry-pick consumers with good credit and apply for all kinds of accounts in
their names. Cost to the victims: $3 million and rising. Even
scarier is that this, the largest identity-theft bust to date, is just a drop in
the bit bucket. More than 700,000 Americans have their credit hijacked every
year. It's one of crime's biggest growth markets. A name, address and Social
Security number—which can often be found on the Web—is all anybody needs to
apply for a bogus line of credit. Credit companies make $1.3 trillion annually
and lose less than 2% of that revenue to fraud, so there's little financial
incentive for them to make the application process more secure. As it stands
now, it's up to you to protect your identity. The good news is
that there are plenty of steps you can take. Most credit thieves are
opportunists, not well-organized gangs. A lot of them go Dumpster diving for
those millions of "pre-approved" credit-card mailings that go out every day.
Others steal wallets and return them, taking only a Social Security number.
Shredding your junk mail and leaving your Social Security card at home can save
a lot of agony later. But the most effective way to keep your
identity clean is to check your credit reports once or twice a year. There are
three major credit-report outfits: Equifax (at equifax, corn), Trans-Union
(www.transunion.com) and Experian (experian.com). All allow you to order reports
online, which is a lot better than wading through voice-mail hell on their 800
lines. Of the three, I found Trans-Union's website to be the cheapest and most
comprehensive—laying out state-by-state prices, rights and tips for consumers in
easy-to-read fashion. If you're lucky enough to live in
Colorado, Georgia, Maryland, Massachusetts, New Jersey or Vermont, you are
entitled to one free report a year by law. Otherwise it's going to cost $8 to
$14 each time. Avoid services that offer to monitor your reports year-round for
about $70; that's $10 more than the going rate among thieves. If you think
you're a victim of identity theft, you can ask for fraud alerts to be put on
file at each of the three credit-report companies. You can also download a
theft-report form at www.consumer.gov/idtheft, which, along with a local police
report, should help when irate creditors come knocking. Just don't expect
justice. That audacious help-desk worker was one of the fewer than 2% of
identity thieves who are ever caught.
单选题In the 2nd paragraph, "to see the world through rose-colored glasses" (line 11 ) means
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单选题 The first and smallest unit that can be
discussed{{U}} {{U}} 1 {{/U}} {{/U}}relation to language is the
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单选题 Questions 14—16 are based on the following
passage.
单选题The underlined word "patronized" in Paragraph 5 means ______.
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{{I}} Questions 18-20 are based on the
following monologue introducing log structure. You now have 20 seconds to read
Questions 18-20.{{/I}}
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单选题Whatisthemeaningbythewoman?[A]Alotofcustomersgototheirshop.[B]Nocustomersgototheirshop.[C]Shedoesn'tknow.
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单选题Read the following text. Answer the questions below the text by choosing A,
B, C or D. By almost any measure, there is a boom
in Internet-based instruction. In just a few years, 34 percent of American
universities have begun offering some form of distance learning (DL), and among
the larger schools, it's closer to 90 percent. If you doubt the popularity of
the trend, you probably haven't heard of the University of Phoenix. It grants
degrees entirely on the basis of online instruction. It enrolls 90000 students,
a statistic used to support its claim to be the largest private university in
the country. While the kinds of instruction offered in these
programs will differ, DL usually signifies a course in which the instructors
post syllabi (课程大纲), reading assignments, and schedules on websites, and
students send in their assignments by e-mail. Generally speaking, face-to-face
communication with an instructor is minimized or eliminated
altogether. The attraction for students might at first seem
obvious. Primarily, there's the convenience promised by courses on the net; you
can do the work, as they say, in your pajamas (睡衣). But figures indicate that
the reduced effort results in a reduced commitment to the course. While dropout
rates for all freshmen at American universities is around 20 percent, the rate
for online students is 35 percent. Students themselves seem to understand the
weaknesses inherent in the setup. In a survey conducted for E-Cornell, the DL
division of Cornell University, less than a third of the respondents expected
the quality of the online course to be as good as the classroom
course. Clearly, from the schools' perspective, there's a lot
of money to be saved. Although some of the more ambitious programs require new
investments in servers and networks to support collaborative software, most DL
courses can run on existing or minimally upgraded (升级) systems. The more
students who enroll in a course but don't come to campus, the more the school
saves on keeping the lights on in the classrooms, paying doorkeepers, and
maintaining parking lots. And, while there's evidence that instructors must work
harder to run a DL course for a variety of reasons, they won't be paid any more,
and might well be paid less.
单选题
单选题As is suggested, the common solution to the common problem is ______.
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{{I}}Questions 17-20 are based on
comments on job interviews. You now have 20 seconds to read Questions
17-20.{{/I}}
单选题In1998,thetotalvaluetransactedine-commercewas______.A.$680000millionB.$68900millionC.$68900billionD.$16890billion
单选题There have been rumors. There's been gossip. All Hollywood is shocked to learn that Calista Flockhart, star of Fox's hit TV show Ally McBeal, is so thin. And we in the media are falling all over ourselves trying to figure out whether Flockhart has an eating disorder, especially now that she has denied it. Well, I'm not playing the game. If the entertainment industry really cared about sending the wrong message on body image, it wouldn't need so many slender celebrities in the first place. But the fact remains that 2 million Americans—most of them women and girls—do suffer from eating disorders. In the most extreme cases they literally starve themselves to death. And those who survive are at a greater risk of developing brittle bones, life-threatening infections, kidney damage and heart problems. Fortunately, doctors have learned a lot over the past decade about what causes eating disorders and how to treat them. The numbers are shocking. Approximately 1 in 150 teenage girls in the U. S. falls victim to anorexia nervosa, broadly defined as the refusal to eat enough to maintain even a minimal body weight. Not so clear is how many more suffer from bulimia, in which they binge on food, eating perhaps two or three days' worth of meals in 30 minutes, then remove the excess by taking medicine to move the bowels or inducing vomiting. Nor does age necessarily protect you. Anorexia has been diagnosed in girls as young as eight. Most deaths from the condition occur in women over 45. Doctors used to think eating disorders were purely psychological. Now they realize there's some problematic biology as well. In a study published in the Archives of General Psychiatry recently, researchers found abnormal levels of serotonin, a neurotransmitter in the brain, in women who had been free of bulimia for at least a year. That may help explain why drugs have allowed a lot of people to stop swallowing in large doses of food. Unfortunately, the pills don't work as well for denial of food. Nor do they offer a simple one-step cure. Health-care workers must re-educate their patients in how to eat and think about food. How can you tell if someone you love has an eating disorder? "Bulimies will often leave evidence around as if they want to get caught. " Says Tamara Pryor, director of an eating-disorders clinic at the University of Kansas in Wichita. Anorexics, by contrast, are more likely to go through long periods of denial.
