单选题An e-book discussing how personal the presidential race has become
describes how much Obama ______ Romeny.
A. despises
B. condemns
C. disguises
D. sneers
单选题As emerging economies including China are playing an increasingly
important role in world trade and finance, the shift of power balance sometimes
led to ______ and readjustments.
A. frictions
B. fractions
C. fragments
D. fractures
单选题
单选题A New York man has brought a class-action lawsuit against Apple in
California, saying that the company's voice-activated Siri software failed to
______ the expectations created by its adverts.
A. make up for
B. put up with
C. come up with
D. live up to
单选题Microsoft will have a special center dedicated to resellers, OEMs, and
the prevention of software ______.
A. plagiarism
B. copy
C. imitation
D. piracy
单选题He believes they should become full citizens, in which case they would
be granted full ______.
A. suffering
B. suffrage
C. suffragan
D. suffragette
单选题Free transfer between terminals is available using Zelda Express and Zelda Connect trains.
单选题This year, Oscar mostly stayed away, perhaps noting the lack of box
office and critical ______for these films.
A. plagiarism
B. plagues
C. plasmas
D. plaudits
单选题The country's new president, ______ he is, will face political and
economic chal-lenges aplenty.
A. who
B. whatever
C. whoever
D. whomever
单选题
单选题In this section there are four passages followed by questions or
unfinished statements, each with four suggested answers marked A, B, C and D.
Choose the one that you think is the best answer. Every year the Department of Agriculture publishes estimates of
family spending on children. This year, as in other years, many journalists duly
passed the information on, often with snide asides about the "gift that keeps on
taking" or the escalating price of bundles of joy. A married
middle-income two-child family can expect to spend about $235,000 on housing,
medical care, food, clothing, toys and other items over the next 17 years for a
child born in 2011. The costs of college are extra. But—as an
article in The Wall Street Journal recently noted—the official estimates omit
consideration of the value of the time that parents devote to children, because
that is considered an indirect rather than a direct expenditure.
Indirect costs are not insignificant. Time taken out of paid employment
to provide family care reduces the lifetime earnings of mothers, in particular,
leaving them vulnerable to poverty if they are unmarried or experience divorce.
My research, based on the analysis of the Child Development Survey of the Panel
Study of Income Dynamics, shows that even a very cautious estimate of what it
would take to hire a replacement for family care was higher than direct
expenditures on children under 12 for the year 2000. In other words, the total
costs were more than twice as high as the direct costs. Child
care is often a satisfying, meaningful activity, but it's not always fun. The
psychologist Daniel Kahneman, winner of the Nobel Memorial Prize in Economic
Science, reports that American women find it slightly less enjoyable than doing
housework and only slightly more enjoyable than paid work. What
would happen if parents and grandparents withdrew those services or were unable
to provide them? If we were concerned about the welfare of their children, we
would need to pay for substitutes. The time and money that
families devote to children represent costs not just for them but for society as
a whole. On the other hand, this investment in human capital yields benefits in
terms of future earnings and future taxes paid. Failure to
think clearly about these issues reflects a larger confusion about children's
place in our economic system. In an earlier era, they were considered one of our
most important crops—a contribution to total output. I sometimes illustrate
presentations on this topic with the artist Ann Geddes's memorable image of
babies growing in a cabbage patch. The historian Laura Lovett
describes state fairs in the 1930s where parents could enter their children to
be judged, along with their pumpkin pies and heifer yearlings. Perhaps this
helps explain how the Department of Agriculture became involved in estimating
their costs. In an economy based on family farms, children
began work at an early age under parental supervision, and their productive
activities contributed to family income. They were also more likely to support
their parents in old age, in return for inheriting the farm.
Today, people are more likely to think of children as pets, a discretionary
source of affection and entertainment, perhaps even a luxury good. (People also
tend to think of pets as children.) My favorite illustration of this is a New
Yorker cover depicting a couple passing a shop window, the woman looking
longingly at babies gamboling like puppies behind the glass.
Many environmentalists, worried about the impact of global population growth,
see children as a threat rather than a resource. A recent book review in The New
Yorker asks, "Is procreation immoral?" But one doesn't have to favor population
growth to recognize the value of parental commitments. Fertility rates in the
United States, as in many developed countries, have fallen below replacement
levels. Rather than trying to draw analogies with either
livestock or pets, we should conceptualize children as key elements of an
economic system that reaches beyond the boundaries of both the market and the
state, part of an intergenerational private/public partnership vital to our
society. Most of us, whether parents or not, will rely on the
next generation to care for us in old age and to pay taxes to repay our public
debt. Most of us, whether parents or not, will leave bequests
for the next generation, whether in the form of money, knowledge, technical
innovation, physical infrastructure or an increasingly fragile and disrupted
natural environment. Parents and potential parents could
benefit from more complete estimates of the costs they will incur. They could
benefit even more from greater public recognition of their contributions to
society.
单选题Wells Fargo has been sued by a group of struggling homeowners, who say
the bank worked with them in bad ______.
A. vision
B. faith
C. service
D. consensus
单选题{{B}}Background Information{{/B}} All businesses are affected by
their immediate environment. Many factors influence them, for example, the
location of the business premises, availability of labor, labor costs, and
availability of raw materials and so on. Among them, location is particularly
important for businesses, which allows the businesses to situate themselves
somewhere where they can be noticed by their target audience.
{{B}}How to Start a Business{{/B}} Starting up: picking an
ideal location To michael mahle, picking the right location for
his newly opened artisanal cheese shop, Bondgard, ranks up there with creating
an air-tight business plan and landing seed funding. In fact, it's so important
that he spent over a year debating about where to set up shop.
Since Mahle lives in the New York City area, numerous avenues were open to
him. However, after canvassing business-brokerage web sites and analyzing the
demographics of various towns, he finally settled on his hometown of Allendale,
an affluent community in Northern New Jersey. "I needed an area where the
population would accept a cheese shop," says Mahle, "and this place was
perfect." Allendale's residents, he says, "tend to be more worldly and willing
to pay a premium for quality." Even though Mahle chose to park
his business in a familiar setting, he's certain that the time he spent
gathering information will pay dividends as he develops marketing campaigns and
considers branching out to other locations in the future. To be
sure, it's optimal for a business owner to have a firsthand knowledge about a
location, as it lowers the chance of setting up shop in an unexpectedly bad
spot. However, even if you live down the street, there are a number of factors
to consider before signing a multiyear lease. Here are a few.
Knowing your customers Michael Mahle chose to locate his
cheese shop, Bondgard, in Allendale, N.J., for its well-traveled, cheese-loving
residents. Your first task is to figure out who your customers
will be, suggests Dorothy Finell, author of "The Specialty Shop," a book about
creating a profitable retail business. Think about who your products or services
appeal to...women? parents of small children? golf enthusiasts? Consider ages,
too, says Finell, who adds that knowing specifically who you're targeting can
help you both pinpoint the best locations and weed out the bad ones. "You can't
even plunk the best of businesses in an area that's not conducive to the
clientele that you're looking for," she says. "That's business
suicide." If you have an area in mind, make sure the area's
demographics chime with your intended customer. You can usually research an
area's average cost of living and median home income at local chambers of
commerce, city hall or just by asking existing business owners. Check out
demographic web sites such as ePodunk and ZIPskinny. Additionally, Yahoo's and
AOL's real estate sites offer demographic information as well.
Timing is everything Once you figure out whom to reach,
Martin Lehman, a counselor in New York for SCORE, an affiliate of the Small
Business Administration, recommends thinking about how and, more importantly,
when your potential customer might consume your products or services. For
instance, a prospective deli owner might prize a spot near an office park, while
a restaurateur specializing in brunch would likely prefer a more residential
setting. Speaking from experience, Lehman cautions that areas
that appear busy with pedestrian traffic might be deceptive. As a former owner
of several women's apparel stores, Lehman once set .up shop near a number of hot
lunchtime restaurants, showcasing clothing in his store's big windows. However,
he soon found that the crowds that came to the area only wanted sandwiches--and
when they left, foot traffic was scarce. "I could have put a rack outside with a
dollar bill hanging on it, and it would still be there," he says.
But proximity is paramount Proximity to complementary or
similar businesses is also a huge determinate of success for many types of
businesses, says Finell. For example, she says, "you don't want a tattoo parlor
next to an antique shop." Instead, look for like-minded businesses. For
instance, she says, "the type of person who would be shopping for antiques might
also be interested in a linen shop." Or, she says, some businesses thrive when
they're surrounded by competitors, which tend to share the same target audience.
A fast-food franchise, for example, might consider locating near other fast-food
businesses. Additionally, for small businesses that rely heavily
on foot traffic "being near a bus line, a subway line or parking is usually an
absolute must," says Finell. Customers of these businesses (say, a retail shop
or gift store)often make impulse-driven purchases--so location is more important
than marketing, she says. Customers who have convenience in mind
also want to be able to enter and exit an establishment with ease, especially if
they're driving, says Jon Schallert, a marketing and business location
consultant in Longmont, Colo. For example, he says, being located on an
extremely busy street won't help unless the turns in and out are easy and
parking is available. The search begins After
you have a better idea of what you're looking for, start your search. Mahle from
Bondgard used business-broker web sites Vested Business Brokers and
BusinessesforSale.com to search for potential store locations, although he
ultimately landed his current location after spotting a for-rent sign in the
window. Researching a location this way can help you get to know an area and
learn about comparable prices that similar businesses pay, which can help you
negotiate rent with landlords. Business brokers can be helpful
to use, as they generally provide demographic information and possibly the
history-of a certain location, according to Schallert. For instance, if you're
planning on opening a bookstore, and the previous tenant also ran a bookstore,
you'll want to know that, he says. After all, if the location didn't work for
another business, it might not work for you. {{B}}Exercises{{/B}}
单选题Since two speakers are now unable to attend, we shall require only 2 Seminar Rooms instead of the 4 booked.
单选题Do you mean that you would rather have the claim brought to court if
______?
A. need be
B. it need be
C. needs be
D. need for
单选题Given the enthusiasm of Africans for phone technology, such programs
provide a rare example of ______ requiring little in the way of capacity
building support to learn how to use the development tool.
A. benefactors
B. beneficiaries
C. beneficial
D. benefits
单选题
单选题______, the portion of migrant workers' earnings sent home to their
families, have been a critical means of financial support for generations.
A. Trafficking
B. Coffers
C. Remittances
D. Leverage
单选题In this section there are four passages followed by questions or
unfinished statements, each with four suggested answers marked A, B, C and D.
Choose the one that you think is the best answer. The {{U}}ghost towns{{/U}} of China, Ireland and Spain—full of large
empty house estates— may be a phenomenon that is on its way to Africa. Built for
people who never move in, they leave those who did with a worthless property
they cannot sell. Perched in an isolated spot some 30 km (18
miles) outside Angola's capital, Luanda, Nova Cidade de Kilamba is a brand-new
mixed residential development of 750 eight-storey apartment buildings, a dozen
schools and more than 100 retail units. Designed to house up to
half a million people when complete, Kilamba has been built by the state-owned
China International Trust and Investment Corporation (CITIC) in under three
years at a reported cost of $3.5 bn (£2.2 bn). Spanning 5,000
hectares (12,355 acres), the development is the largest of several new
"satellite cities" being constructed by Chinese firms around Angola, and it is
believed to be one of the largest new-built projects on the continent.
The jewel in Angola's post-war reconstruction crown, Kilamba is the star
of glossy government promotional videos which show smiling families enjoying a
new style of living away from the dust and contusion of central Luanda where
millions live in sprawling slums. But the people in these films are only actors,
and despite all the hype, nearly a year since the first batch of 2,800
apartments went on sale, only 220 have been sold. When you
visit Kilamba, you cannot help but wonder if even a third of those buyers have
moved in yet. The place is eerily quiet, voices bouncing off all the fresh
concrete and wide-open tarred roads. There are hardly any cars and even fewer
people, just dozens of repetitive rows of multi-coloured apartment buildings,
their shutters sealed and their balconies empty. Only a handful of the
commercial units are occupied, mostly by utility companies, but there are no
actual shops on site, and so—with the exception of a new hypermarket located at
one entrance—there is nowhere to buy food. After driving around
for nearly 15 minutes and seeing no-one apart from Chinese laborers, many of
whom appear to live in containers next to the site, I came across a tiny pocket
of life at a school. It opened six months ago, bussing in its pupils from
outlying areas because there are no children living on site to attend. One
student, a 17-year-old called Sebastiao Antonio—who spends nearly three hours a
day in traffic getting to and from classes from his home 15 km away—told me how
much he liked the city. "I really like this place—it's got car parking, places
for us to have games like football, basketball and handball," he said. "It's
very quiet, much calmer than the other city, there's no criminality." But when I
asked if he and his family would move there, he just laughed. "No way, we can't
afford this. It's impossible. And there is no work for my parents here," he
said. His sentiments were echoed by Jack Franciso, 32, who started work at
Kilamba as a street sweeper four months ago. "Yes, it's a nice place for sure,"
he said. But then he sighed: "To live here, you need a lot of money. People like
us don't have money like that to be able to live here." And therein lies the
problem. Apartments at Kilamba are being advertised online costing between
$120,000 and $200,000—well out of reach of the estimated two-thirds of Angolans
who live on less than $2 a day. However, Paulo Cascao, general Manager at Delta
Imobiliaria, the real estate agency handling the sales, told the BBC that the
problem was not the price, but difficulty in accessing bank credit. "The prices
are correct for the quality of the apartments and for all the conditions that
the city can offer," he said. "The sales are going slowly due to the difficulty
in obtaining mortgages." A new legal flame work has recently
been introduced to allow local banks to give mortgages, but for the majority of
Angolans, even the few with well-paid office jobs, just finding enough cash for
a deposit would be a struggle. "The government needs to start
giving priority to building low-cost housing because great majority of the
population live in shacks with no water, electricity or sanitation," Elias
Isaac, country director at the Angolan Office of the Open Society Initiative for
South African (OSISA), told the BBC. "There is no middle class
in Angola, just the very poor and the very rich, and so there is no one to buy
these sorts of houses."
单选题The Bank of England will free up at least $100 billion to the lending
institutions to inject some ______ back into the financial system and ease
constrictions.
A. surplus
B. liquidity
C. fluidity
D. polity