单选题Four black doctoral students ______ racially hostile environment at the
University of Akron.
A. alleged
B. despised
C. convinced
D. complained
单选题Even if membership talks do begin ______ schedule, Turkey will have a
rough time in the years ahead.
A. at
B. on
C. with
D. to
单选题When discussing technology and finance, the book, started before the
financial crisis but completed after it, is harsh on the prevailing economists'
______ view of financial markets.
A. canon
B. doctrinal
C. doctrinaire
D. dogmatic
单选题Mortgage and other financing income decreased $6.6 million to $16.6 for the year ended December 31, 2013.
The income in 2013 was reduced
单选题Israeli FM officials are exploring the possibility of a long-term
non-______ pact with Lebanon that could prevent future hostilities between the
neighbours.
A. attack
B. encounter
C. belligerence
D. amity
单选题The BRICS nations announced they would be setting up a foreign
exchange reserve pool and a currency swap arrangement in order to ______ the
global economy out.
A. bail
B. drive
C. boom
D. chip
单选题Countries around the world ______ their campaigns against smoking with
tough restrictions on tobacco advertising.
A. repeal
B. ramp up
C. ramp over
D. inflict on
单选题Mr Ranson called while you were on the phone-he"ll try again this afternoon.
Mr Ranson ______.
单选题HEALTHCARE—FOR YOU AND YOUR FAMILY
Many health insurance policies only cover the payments you have to make when you go into hospital, but with Healthcare, you are refunded for routine visits as well. In addition, we guarantee to refund you within 2 to 4 weeks.
Healthcare is an organization which puts the interests of its members before profits. This means we offer very low membership rates. On average, £1.40 is debited from your bank account each week, so you won"t ever need to worry about forgetting to send payment.
It"s easy to join Healthcare. Just fill in the application form and name the members of your family you wish to include on the policy. If you, your partner, or one of your children has to go into hospital, we will pay a daily allowance. These each payments are not taxed, and we aim to deal with claims within 72 hours. So, why not? Apply now and benefit from our caring approach to health care.
Phone us free on 0800 885511 (24-hour number) for further information from our customer service advisers.
单选题The food industry yesterday slammed the idea as "dangerous", totally
"unrealistic" and likely to ______ British agriculture.
A. reduce
B. belittle
C. shrink
D. decimate
单选题He was as ______ as a mule on that point.
A. firm
B. obstinate
C. tame
D. unruly
单选题The ______ transportation innovations remind us that while thinking
outside the box is cool, you should probably make sure that there isn't a
cheaper, less unintentionally hilarious version already in the box.
A. mystifying
B. polished
C. baffling
D. problematic
单选题Though no one disputes that those captured here were intelligence
agents, they were held only briefly; on their return to Russia they will likely
be ______ as heroes.
A. fate
B. feted
C. fitted
D. fetes
单选题
单选题
单选题Payment
Advertising rates are specified in the Rate Card.
Rates are quoted exclusive of Value Added Tax and any other applicable sales taxes.
单选题The industry is fighting back by invoking international trade
agreements to ______ the most stringent rules.
A. hamper
B. confine
C. thwart
D. veto
单选题It was possible to anticipate a catastrophe of such dimensions, even as
the housing boom was still ______.
A. going with a swing
B. swinging for it
C. swinging the lead
D. in full swing
单选题{{B}}Background Information{{/B}} Frontline individuals can be
the weakest link for any business activity-and managing corporate travel
expenses is no exception. The problem is that unlike the majority of corporate
cost centers, travel expenses rely on individual choice and discretion, which
leads almost inevitably to emotionally driven decisions and often unpredictable
behavior. Even with the best tools in place, it is impossible to maintain full
visibility(and hence control)of travel costs if employees are not mandated to
use them effectively. Robust policies and procedures are essential-as are the
desire and ability of users to comply with them.
{{B}}How to Put the Brakes on Rising Travel Expense{{/B}}
Unlike some business costs, travel expense is one expense that most
companies can manage better. It is widely regarded as one of an average
organization's top three controllable expenses, along with compensation and
health care. Need help putting some curbs on your business travel spending? This
article offers some strategies. ZOLL Medical Corp., a
Chelmsford, Mass., maker of resuscitation devices, spends 1 percent to 2 percent
of revenues per year on business travel expenses, according to the company's
chief financial officer, A. Ernest Whiton. For a company with 1 000 employees
and 2005 revenues of $211 million, that is a sizable chunk of change.
ZOLL is hardly the only midsize company spending heavily on travel. With
business people traveling more and rising fuel prices driving up airfares,
travel spending is threatening to spiral out of control in some companies. In a
November 2005 American Express survey of U.S. finance executives, mostly at
midsize businesses, 56 percent of respondents forecast higher travel spending in
2006. Yet, unlike some mounting business costs, business travel
expense is one expense that most companies can manage better. How? According to
travel industry experts, the basic principles of travel cost management are
simple: —Define rules by drafting a sound travel
policy. —Leverage your spending power.
—Carefully scrutinize expense reports. Set a sound travel
policy "Midsize companies booked 31 percent of their flights, 35
percent of their hotel rooms, and 20 percent of theft rental cars with
non-preferred vendors in 2005."
From Business Travel
News Mark Walton, principal at business travel adviser
Consulting Strategies LLC, in Deerfield, Ill., recommends starting with a
written corporate travel policy. Without concrete guidance on which flights to
take, hotels to book and expenses to report, even the most ethical employees
will unwittingly make wasteful decisions. For example, according to a June 2006
survey by Business Travel News, midsize companies make just 48 percent of their
reservations online-even though travel industry research shows that companies
can save roughly 15 percent by purchasing tickets on the Web.
"Travel policies can be as short as two pages or as. long as 40 pages."
Walton says. In general, greater specificity means greater savings. But longer
policies can also be more complex and more likely to generate employee
resentment. Once your policy is ready, communicate it to
employees through formal training, and post it on the company intranet, says
Sushmitha Koka, a senior research analyst at business travel consulting firm
PayStream Advisors Inc. in Charlotte, N.C. Companies that take such simple
actions, she says, can experience from 33 percent to 50 percent fewer policy
violations. Consolidate your spending Another
fundamental strategy for reducing travel expenses is to book all of your
flights, hotel rooms, and rental cars through a corporate travel management
agency. Such firms, which typically provide both online and phone-based
services, can help enforce your travel policy. More important, they provide
comprehensive data on spending patterns that you can use to negotiate price
breaks with preferred travel partners. "With data comes power,"
says Michael MacNair, president and CEO of Alexandria, Virginiabased MacNair
Travel Management Inc. For example, some airlines offer discounts to companies
that spend as little as $500 000 a year on tickets, MacNair notes, but only if
you can document your purchasing history. "The key is to know what you spend and
convince the suppliers you can move market share," he says.
Larger companies are not the only ones that can obtain leverage in
pricing. For instance, though big lodging chains are usually unwilling to
bargain with midsize organizations, a particular hotel will often cut their
rates for you if your employees are frequent guests. Of course,
enforcing a preferred vendor policy with employees can be tough. Midsize
companies booked 31 percent of their flights, 35 percent of their hotel rooms,
and 20 percent of their rental cars with non-preferred vendors in 2005,
according to the Business Travel News survey. To lower those figures, Koka says,
companies should discourage or forbid traveling with unapproved vendors, even to
the point of not reimbursing employees who repeatedly violate the
policy. Inspect expense reports carefully To
avoid costly errors and fraud, it also is wise to closely scrutinize your
company's travel expense reports. The 2005 American Express survey found that 22
percent of U.S. companies took punitive action against employees for expense
report abuse within the previous year. Few organizations have the resources to
review every expense report, but financial managers should audit at least a
percentage of reimbursement claims regularly, Koka advises.
Businesses can reduce expense report violations by using automated expense
management systems instead of paper forms of spreadsheets. Prepopulating
electronic expense reports with data from credit card issuers limits
opportunities for fraud and manual entry errors. Moreover, online review and
approval can slash the cost of processing a paper expense report by 80 percent
or more, according to PayStream Advisors research. Do a better
job of justifying travel Naturally, the best way to lower your
travel expenses is for employees to travel less in the first place. XRT Inc., a
400-employee maker of treasury management software with headquarters in Paris,
uses Microsoft Office Live Meeting to replace business trips with Web
conferencing sessions, according to Mark Adams, a Pennsylvania-based product
manager with XRT. "We've reduced sales expenses considerably by minimizing our
need to travel to prospect sites to demonstrate our product," he says.
Similarly, XRT's implementation team no longer needs to fly consultants to
a client's office for brief training sessions. "If they only need an hour or two
of our time, they do not need to pay for a full day of consulting and travel
expenses," Adams says. All told, Web conferencing has helped XRT cut its travel
budget in half, he says. Ultimately, however, the real key to
controlling travel costs has less to do with tools than with attitudes, ZOLL
Medical's Whiton says. "We try to deliver the message to people that when you
travel on company business, spend as though you were spending your own money,"
he says. Travelers with that mindset are a company's best weapons against money
waste.{{B}}Exercises{{/B}}
单选题DNA is ______ from human cells for a variety of reasons, for instance,
you can test a newborn for a genetic disease.
A. permeated
B. extracted
C. distinguished
D. concentrated