判断题Write short notes on: (a) vicarious liability; (b) negligence.

判断题A breaker's cheque is a negotiable instrument.

判断题The relationship between the banker and the client can only be terminated by the client who provides reasonable time to the other party to arrange for any alternative.

判断题Write short notes on: (a) Property. (b) choses in possession and in action. (c) right in rem and in personam.

判断题"Gross-working-capital" refers to all of the following current assets: cash, account receivable, inventory and any other liquid assets.

填空题{{B}} Checking accounts{{/B}} In the United States, checking accounts are available only at commercial banks. Commercial banks specialize in demand deposits, such as checking accounts. A checking account is money that a customer deposits in order to use that money to write checks. Saving accounts pay the depositor interest but checking accounts do not. In fact, checking account customers pay the bank a service charge for the bookkeeping involved in administering the account. The method of recordkeeping is also different in savings accounts and checking accounts. A depositor must present his passbook for any savings account transaction. The bank records these transactions in the depositor's passbook. Checking account customers, however, do not have passbooks. They themselves record the amounts of the checks that they write and they receive a monthly statement from the bank. This statement lists all the checks that the bank paid and all deposits that the account holder made during the month. The bank usually sends the statements with the customer's cancelled checks. The customer then compares the balance on the statement with the balance in his own records by subtracting the total of his outstanding checks. There are other fees that the bank may collect from checking account holders. For instance, banks charge a fee for stopping payment to a check. When a depositor decides that be doesn't want the bank to pay a payee, but he bas already written a check to that person, he may give the bank a stop payment order. The bank will then refuse to pay this check, and charges the depositor a fee. 'Banks also charge a depositor a fee when he is overdrawn. A depositor is overdrawn when he writes a check for more money than the balance in his account: The bank marks the check "insufficient funds", returns it, and charges a penalty for it. In everyday language we say that a check returned for insufficient funds has "bounced". Recent changes in banking regulations have allowed savings banks to offer negotiable order of withdrawal accounts. These accounts, called N. O. W. accounts, are very similar to checking accounts but they pay interest like savings accounts. The depositor can write withdrawal orders against the balance in the account. These withdrawal orders look like checks, and depositors receive a monthly statement summarizing deposits and withdrawals. There is often no service charge if depositors keep a minimum balance in their accounts. Commercial banks also offer N. O. W. accounts. As far as checking accounts go, the difference between savings banks and commercial banks is growing smaller in the U. S. State whether each statement is true or false based on the reading.

填空题Write 2 ways that terminate an offer.

填空题Check, draw, rate of exchange, commission, endorse, subject to, current, guaranted, participate, denominations A person who has a (21) account with a bank can obtain cash in other countries in various ways. The most common method is the purchase of travellers cheques. He can also use his Eurocheque card as identification to (22) his cheques. Or he can (23) on his account in his own country, which means that the cashier will have to telephone, cable, or telex his branch for confirmation. He will have to (24) the cheque, that is' write his signature on the back. Most of the major banks in Europe (25) in the Eurocheque scheme. When cashier handle travellers cheques, they must (26) that the counter signature is the same as the signature. The holder must then produce his passport as identification. When the formalities are completed, the cashier can issue banknotes and coins to the customer, using the current, (27) to calculate how much to issue. Travellers cheques have the advantages of convenience and safety. They can be issued in (28) of 10, 25, 50, 100 and 250, (29) exchange control regulations, they must pay a small (30) , or service charge as it is called in the USA.

填空题What must the plaintiff prove in order to succeed in an action of negligence.

填空题What does "negotiable" mean (in relation to a negotiable instrument)?

填空题STANDARD CHARTERED BANK Hong Kong Office CREDIT ADVICE Name: (1) Date: (2) No. 100017 - 03011 Address: 91 Changdi Rd, Guangzhou, 　　　　　　Guangdong Province 510120 　　　　　　China Particulars : (3) Total Amount: (4) (5) ( ) We have credited your account ( ) Please debit our account ( ) We enclose herewith our Cashier's Order/Demand Draft ( ) We have credited settle, bank a/c in your favor Authorized Signature: (6)

填空题If a bill is made payable to "cash or order", is it a bill of exchange?

填空题 Check, draw, rate of exchange, commission, endorse, subject to, current, guaranted, participate, denominations A person who has a {{U}}(21) {{/U}} account with a bank can obtain cash in other countries in various ways. The most common method is the purchase of travellers cheques. He can also use his Eurocheque card as identification to {{U}}(22) {{/U}} his cheques. Or he can {{U}}(23) {{/U}} on his account in his own country, which means that the cashier will have to telephone, cable, or telex his branch for confirmation. He will have to {{U}}(24) {{/U}} the cheque, that is' write his signature on the back. Most of the major banks in Europe {{U}}(25) {{/U}} in the Eurocheque scheme. When cashier handle travellers cheques, they must {{U}}(26) {{/U}} that the counter signature is the same as the signature. The holder must then produce his passport as identification. When the formalities are completed, the cashier can issue banknotes and coins to the customer, using the current, {{U}}(27) {{/U}} to calculate how much to issue. Travellers cheques have the advantages of convenience and safety. They can be issued in {{U}}(28) {{/U}} of 10, 25, 50, 100 and 250, {{U}}(29) {{/U}} exchange control regulations, they must pay a small {{U}}(30) {{/U}}, or service charge as it is called in the USA.

填空题 abbreviations, overseas, addressee, efficient, punctuation, hyphenated, telegraphic, brief, minimum, urgent A telegram sent to another country is often called a {{U}}(21) {{/U}} When there is an {{U}}(22) {{/U}} message to give or a demand to make, the telegram is the quickest and most {{U}}(23) {{/U}} communication. It gives a {{U}}(24) {{/U}} message in the {{U}}(25) {{/U}} number of words, to reduce the cost. The language of telegrams is often difficult, as there is no {{U}}(26) {{/U}} with the exception of the word "STOP". Recognized {{U}}(27) {{/U}} such as CIF, are also used but you must be careful to write signs which are recognized {{U}}(28) {{/U}}. There are various rules about the number of words. For example, {{U}}(29) {{/U}} words, such ms ready -made, are counted as one word. The name of the {{U}}(30) {{/U}} is included in the number of words.

填空题What is an offer?

填空题What is meant by implied terms of a contract?

填空题trade, above, expiration, respond, strike, profitable, seller, how, most, financial In general, an option gives to the buyer the right, but not the obligation, to buy or sell a good, whereas the option seller must (21) accordingly. Many different types of option contracts exist in the (22) world. The two major types of contracts (23) on organized options exchanges are calls and puts. A call gives to the buyer of the option contract the right to buy a specified number of units of an underlying asset, at a specified price called the exercise or (24) price, on or before a specified date called the expiration date or strike date. A put gives its the buyer the right to sell a specified number of units of an underlying asset at a specified price on or before a specified date. In all cases the (25) of the option contract, the writer, is subordinate to the decision of the buyer, and the buyer exercises the option only if it is (26) to him or her. The buyer of a call benefits if the price of the asset is (27) the exercise price at expiration. The buyer of a put benefits if the asset price is below the exercise price at expiration. The complete definition of an option must clearly specify (28) the option can be exercised. A European - type option can only be exercised on a specified date, usually the (29) date. An American -type option can only be exercised by the buyer at any time until the expiration date. American options are used on (30) of the organized options exchanges in the world. Both types of options can be freely traded at any time until expiration.

填空题What is The Targets of China's Monetary Policy?

填空题Bank charter is usually granted by the central bank or a separate supervisory body of a country.