摘要
"一带一路"倡议使得我国国际贸易进一步发展,境外金融服务的需求逐渐扩大,商业银行沿"一带一路"的区位选择对国际贸易发展作用凸显。本文选取我国4家商业银行为研究样本,利用负二项回归模型方法对商业银行区位布局的影响因素进行了实证检验。研究表明,除双边贸易、对外直接投资数量、东道国经济发展水平与中资银行布局机构数量呈显著正相关外,人民币国际化水平也对其产生明显正向作用。基于此,为稳步推进中资银行沿线区位布局提出政策建议。
This paper takes the four state-owned commercial banks of China—BOC,ABC,ICBC,CBC as research objects,and takes 26 countries along the"Belt and Road"where they have branches as sample countries.It conducts empirical research on the influencing factors of Chinese commercial banks’location layout along the"Belt and Road"during the 2008-2018 period with a negative binomial regression model.Among them,the"renminbi internationalization index"is innovatively introduced as one of the core variables.The empirical results show that:the volume of bilateral trade and foreign direct investment,the level of economic development of the host country are significantly positively correlated to the number of Chinese bank branches,so it is with the level of RMB internationalization;geographical distance and financial direct investment restrictions are significantly negatively related to the number of Chinese-funded banking institutions;the development level and political stability of the host country’s banking industry currently have no significant impact on the layout of Chinese-funded commercial banks.Based on this,specific suggestions are made for the the location layout of Chinese banks along the"Belt and Road".
作者
李娜
吴星
Li Na;Wu Xing(People’s Bank of China,Urumqi Central Sub-branch)
出处
《金融发展评论》
2020年第5期1-14,共14页
Financial Development Review
关键词
中资商业银行
区位布局
影响因素
“一带一路”
Chinese Commercial banks
Location Layout
Influencing Factors
Belt and Road
