摘要
随着中国金融改革的不断发展,金融脱媒趋势日益扩大。在金融脱媒背景下,资金融通在间接金融与直接金融之间转换,伴随而来的是作为间接金融主要媒介的商业银行在其经营管理上所面临的一系列问题。面对机遇与挑战,商业银行在金融脱媒市场环境下如何调整其经营管理,文章从金融脱媒最初产生及定义说起,分析原因,阐述影响,提出相应的政策建议。
@@@@The indepth financial reform in China has led to the further development of financial disintermediation. Under such background, the finance of capital shifts between direct and indirect finance, which is accompanied by a series of operational and managerial problems for commercial banks as the main indirect financial media. How commercial banks can adjust their operation and management to fit into the financial disintermediation market with both opportunities and challenges emerges as a widely-concerned issue. This essay probes into the origin, definition, reasoning, impact and relevant policy suggestions of financial disintermediation.
出处
《南昌教育学院学报》
2013年第3期184-185,共2页
Journal of Nanchang College of Education
关键词
金融脱媒
商业银行
直接融资
间接融资
financial disintermediation
commercial bank
direct finance
indirect finance
