摘要
国有商业银行改制上市是我国金融业的一次全新的改革实践,加快四大国有商业银行的改革,已不仅是加快整个金融业改革的大问题,而且也是关系到加快整个经济改革和社会发展的大事。国有商业银行改制上市已无可争议,是必须的、迟早的事情。但当前国有商业银行改制上市还存在较多亟待解决的问题。面对2006年我国将对外资银行全面开放的局势,商业银行应先进行全面改革,实现产权多元化,完善银行公司治理结构,以创新制度和技术手段降低不良资产,在改制后做好上市安排,规范证券市场运作。
The reform to be on the market of the state-owned exclusive-ownership commercial banks is a newly practice in our financial circles. Promoting the reform of the four state-owned exclusive-ownership commerical banks will speed up both the reform of the whole bank field and the development of the entire economy. The reform to be on the market of the state-owned exclusive-ownership commercial banks is necessary and sure to happen sooner or later and there is no argument about it But,at present,there are still many problems in our bank system which should be solved in order to face the situation of opening to the foreign capital banks in 2006.We should make an all-round reform first to realize the pluralisation of property right,to perfect the managing structure of the bank companies ,and to reduce the illegal property with creative system and technical methods, it is very urgent and important to get ready to be on the market and standardize the operation of its stock market after the reform.
出处
《河南社会科学》
2004年第4期88-90,共3页
Henan Social Sciences
关键词
国有商业银行
改制
公司治理
上市
state-owned commercial banks
the change of economic system
company management
on the market
