摘要
1999年11月美国《金融服务现代化法案》的通过与实施,构造了全新的金融监管体制———伞型监管体制.随着我国金融控股公司的发展和深入,分业监管体制面临着挑战。我国未来金融监管体制可以借鉴美国的伞型监管模式,进行有效的风险防范和化解。
When ' modernized bill of the financial service ' of USA was adopted in November of 1999, the financial regulatory system with brand-new structure, Umbrella type regulatory system, is implemented. With the development of enterprise holding different financial branches, financial regulatory system faces the challenge. Our future financial regulatory system can draw lessons from U.S.A. umbrella regulatory system in order to take precautions against risk effectively.
