摘要
森林火灾保险是国内新设的保险种类,保险费率的确定是一个值得研究的问题。本文通过对福建省某地区火灾资料的分析,得出了年火灾发生次数和每次受灾面积的概率分布模型,应用计算机仿真技术(Monte-carlo方法)模拟了一定时期内年火灾次数和面积,并根据保险费率计算的有关理论和依据,确定了森林火灾保险费率的合理取值。
Forests insuration is a new kind of insuration in China. One of the questions is how to decide the insuration rate. The present paper, analysing the fire date collected in the areas of Fujian Province has given the Probabilitydistribution of the number and the area of forest fire. Mote-carlo method hasbeen used to simulate the number and the area of forest fire which will su-pposedly occur each year and a reasonable inauration rate has been determin-ed
出处
《林业科学》
EI
CAS
CSCD
北大核心
1993年第4期313-318,共6页
Scientia Silvae Sinicae
基金
福建省教委科研资助项目
关键词
森林火
火灾
保险率
数学模拟
Forest fire
Insuration rate
Monte-carlo method
