摘要
本文以生命表与利息理论为基础,利用被保险人的未来寿命建立一般寿险系统的数学模型,并对模型进行理论分析,导出了寿险净保费公式的普遍形式,计论了寿险资金运用的实际算例。
On the basis of the Life Table and the interest theory, the probabilistic model of ordinary life Insurance systera is built in terms of functions of T, the insured future lifetime, random variable in this paper. Furthermore, the formulae of net single premiums are displayed. To illustrate the application of models, the paper gives two Computional problems for insurance capital operation.
出处
《系统工程》
CSCD
1993年第5期15-24,共10页
Systems Engineering
基金
国家自然科学基金
关键词
人寿保险系统
模型分析
保险
life insurance system, force of interest, force of mortality, net single premium, insurance capital
