摘要
随着经济全球化的发展和加入WTO的需要,我国经济建设和社会各项事业均需与国际接轨,我国银行信贷资产质量不佳也日益受到人们的广泛关注。本文在系统阐述了银行信贷资产现状的基础上,从银行外部和内部挖掘了信贷风险产生的深层次原因,并据此提出了防范和化解银行信贷风险的对策。
With the development of economic globalization and the needs of China’s Admission to WTO, China’s economic construction and social causes should realize international cooperation. The public are paying much attention to the poor quality of China’s bank credit assets. The paper expounds systematically the present situation of bank credit risk, then gives countermeasures to precaution and remove bank credit risk.
