摘要
本文分析了西部地区农户正规和非正规信贷市场的供给机构和产品状况,认为西部地区农户信贷供给市场的主要特征是正规金融体系的信贷供给缺位,缺乏长期、大额信贷资金的供给,农户缺乏可用的抵押品是阻碍农户进入正规信贷市场的主要原因。
By analyzing the suppliers and product situation of the credit supply of both regular and irregular finance markets for farmers in West China,the writer of this paper holds that the main characters of this market include the lack of credit supply from regular finance market,the lack of long and big fund supply,the main barrier for farmers to enter regular finance market because of the lack of useful mortgage.
出处
《财贸研究》
北大核心
2005年第2期34-38,共5页
Finance and Trade Research
基金
教育部人文社会科学研究项目"中国西部农地金融的组织体系构建与信用风险分担研究"(项目编号: 02JA790046)资助
