摘要
当前,我国正在酝酿建立存款保险制度,借鉴存款保险制度设计的国际经验显然是必要的。本文首先总结了近年来全球存款保险制度的设计特征发展的一些共同趋势,然后从存款保险制度对银行危机、市场纪律、金融发展以及危机管理影响的角度综述了存款保险运行绩效的经验证据,最后从中总结出一些重要的结论,并指出对我国存款保险制度设计的借鉴和启示意义。
China is planning to set up explicit deposit insurance system(DIS)currently,so it is necessary for China to use for reference from the international experience of DIS in design.This paper first concludes some common trends of designing characters of DIS in recenty years around the world,and then reviews the emnpirical evidence of DIS's operational performance on how DIS affect banking stability,market discipline,financial development and crisis management,finally summarizes some important conclusions,at the same time,pointing out their reference and revelation to DIS's design in China.
出处
《国际金融研究》
CSSCI
北大核心
2005年第6期33-39,共7页
Studies of International Finance
