摘要
当前的中国的银行结构存在着体系结构、业务结构、客户结构、市场结构和空间结构等问题,对区域经济发展产生了较大的制约作用。本文在分析银行结构与区域经济相互作用机理的基础上,提出了适应中国区域经济发展的银行结构调整的路径选择等政策建议。
Today, China' s banking institutions have many problems in system structure, such as business structure, space structure, market structure and clients structure, that are negative to interregional capital flows, rise in resource allocation efficiency and consumption demand growth so that restrict regional economic growth and regional economic co-development. Based on the close relationship between banking structure and regional economy, and the problems in China' s banking structure, to realize the coordinated development, the optimized route of China' s banking structure are as follows: aggregated in system arrangement, improve banking system structure by establishing China' s clearing bank, private small and medium sized banks, community banks and other facilities, improve the banks' business structure by financing renovation, recreation of bank-company relationship and many other effective measures.
出处
《南京财经大学学报》
2005年第3期49-53,共5页
Journal of Nanjing University of Finance and Economics
关键词
银行
银行结构
区域经济发展
bank
the structure of bank
China' s regional development