摘要
社会保障体系的建立健全对保持一个稳定的社会环境是十分重要的,尤其是在当前我国经济正处于的转轨时期。同时,基于预防性储蓄的观点,社会保障对居民的消费观念和消费数量也有着很大的影响。国外的一些研究表明,如果没有其现在的这种社会保障体系的话,其个人储蓄总额会增加1倍多。这使得随着社会保障制度的完善,政府在对我国经济进行宏观调控时要注意到社会保障制度所产生的影响。
Social security system is crucial for keeping a society stable, especially when the whole national economy is undertaking great changes. Here base on the theory of precautionary saving, we believe the level of social security greatly affects the outlook and amount of residents consumption. Some overseas research shows that the total amount of individual bank saving will double or more without their present social security system. And the above study shows that along with the consummation of our social security system, the government should take notice of its impact in macro-regulation.
出处
《黑龙江对外经贸》
2005年第9期79-80,共2页
Heilongjiang Foreign Economic Relations and Trade
关键词
社会保障
预防性储蓄
经济转轨
Social security
Precautionary saving
Economy transformation
