摘要
房地产信贷市场与金融市场关系非常密切。而在我国经济处于高速增长时期,很容易出现房地产泡沫。作为宏观经济政策的加息会对我国的房地产信贷市场有何影响?本文结合近期中国人民银行的利率调整政策,分析其对房地产信贷市场的影响。认为:2004年末的加息对当前的房地产过热起到了有效地抑制作用。
Real estate credit market has a close relation to monetary market. The real estate easily becomes foam economy when our economy highly increases. What effect does adding interest as macroeconomy policy have on our real estate credit market? The author thinks that adding interest in 2004 can control too hot real estate.
出处
《西安财经学院学报》
2005年第4期53-55,共3页
Journal of Xi’an University of Finance & Economics
关键词
金融政策
贷款利率
房地产信贷
monetary ploicy
credit interet
real estate credit