摘要
X-效率分析是银行效率研究的前沿和主流方法,利用X-效率评估的DEA分析法以2001-2003三年14家主要商业银行的投入、产出数据对我国商业银行的X-效率评估的结果显示:整体效率水平74%;国有银行的效率平均72%,股份制银行平均75%,上市银行平均79.5%。从产权、市场、功能和监管等方面寻求适宜的目标结构,或许能为提高银行效率创造深刻、有效的结构条件。
X-efficientcy analysis is the front line and mainstream method which has been applied in the commercial bank efficiency research. This paper uses DEA method to evaluate X - efficiency by analyzing its input and output data. Our analyzed object is 14 commercial banks with time interval limited in 2001 -2003. Outcome reveals that the State - owned commercial bank is 72 % in average, share - owned commercial bank is 75 %, listed bank is 79.5 % in average. Based on these facts, this article puts forward that from four aspects to seek feasible target structure, including property right, market, function and regulation, so cut down the costs to create effective conditions for improving the bank efficiency.
出处
《中国管理科学》
CSSCI
2005年第4期120-128,共9页
Chinese Journal of Management Science
