摘要
企业短期融资券的推出对我国货币市场和债券市场发展具有重要意义。企业短期融资券在优化商业银行资产结构、促进盈利模式的调整、提高银行资产管理能力和经营效率的同时,对商业银行短期贷款产生替代效应,增大银行经营风险。商业银行应当积极寻求对策,通过开拓投资银行业务,开发中小企业信贷市场,提高商业银行经营管理能力等措施,消除上述不利影响。
The introduction of short-term financing bills is of great importance to the development of China＇s monetary market and bond market. Short-term financing bills market will help commercial banks improve asset structure and management, accelerate the upgrading of business models. At the same time short-term financing bills market has negative impacts on commercial banks, such as the substitution effect and possible increase of operation risk. Commercial banks should endeavor to get rid of these negative impacts by carrying out investment banking businesses, lending more to middle-and-smallsized-firms and enhancing managerial skills.
出处
《国际金融研究》
CSSCI
北大核心
2005年第10期33-37,共5页
Studies of International Finance
关键词
短期融资券
企业债券
商业银行
Short-term Financing Bills
Corporate Bond
Commercial Bank
