摘要
20世纪90年代以来巨灾事件的重创，突显出传统保险模式的局限性。也推动了巨灾风险管理的创新与发展。在此背景下，本文根据巨灾风险管理的国际经验，着重介绍了巨灾债券的运行机制和产品特性，并从我国巨灾风险管理的现状出发，研究和探讨了发展巨灾债券的有利条件和实施障碍，最后提出了我国发展巨灾债券产品的政策建议。
Since 1990s, the flaws of the traditional insurance model have been revealed by the events of natural catastrophes, which have prompted innovation and development of catastrophe risk management. On the basis of introducing international experiences regarding operational mechanism and characteristics of catastrophe bonds, this paper discusses the advantages and disadvantages of developing catastrophe bonds in China, and puts forwards relevant policy suggestions.
出处
《保险研究》
CSSCI
北大核心
2006年第2期33-36,共4页
Insurance Studies
关键词
巨灾风险
风险管理
巨灾债券
catastrophe
risk management
catastrophe bonds
