摘要
在信息对称条件下,合法顾客选择最小经济成本路径转移资金.为了有效挖掘洗钱路径信息,设计了金融网络中洗钱资金异常转移路径的经济成本模型,分离出资金转移的异常路径集合和合理路径集合,在此基础上对异常路径进行监测.该模型能够改善反洗钱监管效率,为金融机构改善反洗钱内控体系提供一种经济可行的方法.
Under the condition of symmetric information, legal customers chose paths with minimal economic cost to transfer their money. In order to dig out money laundering information in paths, we build an economic-cost model about laundering-money abnormal transfer paths in the financial network. All paths are separated into two inclusions： one consists of all fund abnormal transfer paths and the other consists of all fund rational transfer paths. Then tracking and scrutinizing fund abnormal transfer paths for money laundering must be enforced. This model can upgrade the efficiency of anti-money laundering and provide financial organizations a feasible method to improve their inner control systems about anti-money laundering.
出处
《系统工程理论与实践》
EI
CSCD
北大核心
2006年第5期23-29,共7页
Systems Engineering-Theory & Practice
基金
上海市科学技术委员会科研计划(03JC14050)
国家自然科学基金(70403012)
关键词
金融网络
资金转移路径
经济成本
洗钱
资金异常转移路径
financial network
fund transfer path
economic cost
money laundering
fund abnormal transfer path
