摘要
保险公司退出市场的形式一般分为解散、撤消、破产等。从经济角度来看,保险公司退出的核心问题是保险公司的破产。出于保险公司的经营涉及到多方面的利益,如果简单允许保险公司破产,必然影响整个金融体系的稳定和社会经济的正常发展。因而,在引入竞争机制的同时,还必须建立科学的保险保障基金制度。
It had been divided into dismissing, canceling and bankruptcy which insurance agent quits market. From economic angle, the key problem that insurance agent quitting is the bankruptcy of insurance agent. In view of the benefit of the operation of insurance agent, it will affect the steady of financial system and normal development of socioeconomic which allow the bankruptcy of insurance agent. Therefore, we must establish scientific insurance guarantee fund system when we lead into competitive mechanism at the same time.
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2006年第7期8-9,14,共3页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
关键词
保险保障
基金
制度创新
Insurance Guarantee
Fund
System Creation
