摘要
近年来，我国汽车保险市场发展迅速，并在整个财产险市场上占居业务主导地位。但是国内少有学者对我国汽车保险需求进行实证研究。本文通过分析我国汽车保险市场的现状，结合我国的实际情况，运用经济学需求理论和计量经济学的分析方法，采用面板数据模型，探究影响我国汽车保险需求的有关因素，并根据分析结果对今后汽车保险的发展提出建议。
Rapid motor vehicle insurance development in recent years has seen it become the most important business line of the property insurance market, however, there is a lack of experimental analysis of demands for motor vehicle insurance in China. This article proceeds from analyzing the current situation of China＇s motor vehicle insurance market, and applies economics demands theory, the analytical method of quantitative economics and the panel data model to study factors having a beating on motor vehicle insurance demands, and concludes the article by putting forwards suggestions on motor vehicle insurance development in the future.
出处
《保险研究》
CSSCI
北大核心
2006年第7期24-27,共4页
Insurance Studies
关键词
汽车保险
保险需求
保费收入
面板数据
motor vehicle insurance
insurance demands
premium income
panel data
